Wangjie Loan is implemented as an annual interest rate.

Wangjie Loan pays interest on a monthly basis and is deducted from the contracted account on the 20th of every month. The interest is calculated based on the number of days you use it. The repayment interest per month (large or small) may be different.

Since November 12, 2020, the implementation of interest rates in various regions for newly signed 1-year NetJie Loans is as follows:

1. The minimum for newly signed 1-year NetJie Loans is 4.35 regions: Beijing, Tianjin, Hebei, Shandong, Qingdao, Shanghai, Jiangsu, Zhejiang, Ningbo, Fujian, Guangdong, Xiamen, Shenzhen, Dalian.

2. Newly signed 1-year NetJie loans are as low as 4.45 in regions: Shanxi, Henan, Anhui, Hubei, Hunan, Hainan, Jiangxi, Sichuan, Guangxi, Shaanxi, and Chongqing.

3. Newly signed 1-year NetJie loans are as low as 4.5 in regions: Inner Mongolia, Guizhou, Yunnan, Gansu, Qinghai, Ningxia, Xinjiang, Xinbingtuan, Liaoning, Jilin, and Heilongjiang.

You can apply through our bank’s mobile banking, and the final approval result will be subject to the system. If you have any objections, you can also consult the nearest outlet.

(Answer time: June 3, 2021. In case of business changes, please refer to the actual situation.)