the credit card repayment date is 25th, and the billing date is 5th. The longest interest-free period of a credit card is 5 days and the shortest is 2 days, that is, the repayment date is the 2th day after the bill date. The billing date is the 5th of each month, and the repayment date is the 2th day after the billing date, that is, around the 25th of each month (there are 3 days and 31 days in each month, so it is not fixed), that is to say,

the credit card spending from October 26th to November 4th will be billed on November 5th, and the repayment can be made before December 25th.

therefore, the interest-free period is the shortest, only 2 days. After the bill is paid by credit card, the longest interest-free period is 5 days.

Related knowledge

How to apply for a credit card is easier

First, a good referee

Before applying for a credit card, you may wish to ask your friends in advance whether they have applied for a credit card from the relevant bank. If so, you can apply for a card through their recommendation code, which will get twice the result with half the effort. You should know that a good referee means that his personal credit information is good, and he usually has no bad records such as overdue. If you apply for a card through such a referee, it will not only help you to apply for a credit card quickly, but also effectively improve your credit card quota.

second: the timing of card processing

This is actually very important, but most people tend to overlook it. The chances of success in applying for a card in different months are different. According to friends in the Credit Card Center, it is generally more likely to apply for a credit card in March, April and May every year than at other times, and there are regulations for each bank to issue cards every year. If it fails to meet the regulations, banks will also carry out appropriate waterproofing in order to achieve the indicators at the end of each year. So if you want to apply for a credit card in Zhang Xinyi, you can control the application time, and then go to the bank to apply at the right time, which will get twice the result with half the effort.

Third: Don't apply for multiple credit cards at the same time

Here, I would like to remind you not to apply for credit cards from multiple banks at the same time (this time should be explained to you, and the time mentioned here is similar, which can be the same day, the same week and the same month, and you should know the central bank's credit inquiry, and each person has only three chances at most in a month), which will easily lead to the rejection of the card application. For example, if you go to five banks at a time to apply for a credit card, it's strange to think about it. Repeated application will cause multiple banks to inquire about your personal credit records at the same time, and each inquiry is recorded. Banks will think that you are short of money, so there are certain risks. So how to reduce the risks? Is to refuse to send cards, simple and rude.

fourth: the right channel to apply for a credit card

it is very important to choose the right channel to apply for a credit card. For example, the credit card limit is not very high, so obviously online application is simple and fast. However, for students with high credit card requirements, they need to provide strong proof of assets, so counter application is better than online application, which is convenient for submitting materials.

Fifth: Call back

Banks usually call applicants to verify information, so it's important to keep your mobile phone open, because you have to answer the call back. Be consistent with the application materials you fill in when you dictate, so that the bank can feel your integrity.