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What about those whose credit cards are blacklisted?
1, don't worry, it's no use rushing at this time. Why did you go early? Only by calming yourself down can we analyze the coping strategies.
2. First, check whether your credit card repays on time. If your repayment is normal, you can call the bank customer service immediately to find out what is going on. It may be the bank that caused the overdue. If this is the case, as long as the bank issues a certificate.
3. If it is unintentional, call the bank credit card center immediately to explain that it is not malicious arrears. If your previous record is good, the credit card center may not remember the bad record. Congratulations, you found the treasure. At this time, you just need to pay off your debts as soon as possible. If the credit card center does not allow your account cancellation application, you should also pay off the arrears as soon as possible. Moreover, you can't borrow money from any bank within 5 years, and other places that use credit information will also have an impact.
If it is really overdue, remember that this credit card cannot be cancelled immediately. You should continue to use it and repay it on time, and the record will be erased after 5 years.