The default merchant fee rate for Dragon merchants is 0.5. Transaction limit for small and micro merchants: 500 yuan per transaction, 1,000 yuan in total per day.

"Dragon Payment" is a unified payment brand launched by China Construction Bank using Internet thinking and focusing on customer experience. It integrates a full range of existing online payment, mobile payment and other products, and has CCB wallet, CCB QR code, It has eight major functions, including all-card payment, Dragon Card Cloud QuickPass, withdrawal as you like, friend payment, AA collection, and Dragon Merchant.

China Construction Bank’s Dragon Payment has four major advantages:

1. Improved user experience. Dragon Payment is open to all Long card customers and card customers who need to install the CCB APP to apply for registration.

2. More payment methods include scan code payment, mobile phone flash payment, ATM facial recognition withdrawal, voiceprint withdrawal, mobile phone flash withdrawal and other new payment technologies

3. More abundant payment Scenario Dragon Payment fully supports online and consumer cash withdrawals. It supports APP plug-in payment and can be used in various scenes of customers’ daily necessities, such as railway, parking, and vegetable markets.

4. A safer payment environment. Dragon Payment has a complete risk control system. State-of-the-art token technology and mobile terminal authentication technology are used for prior defense through differentiated limits, blacklist blocking, and data risk control models for incident prevention and control. A quick response mechanism and an anti-fraud investigation mechanism are established for incident handling.