1. Overdue amount: The overdue amount is an important factor in judging whether it will be prosecuted. Generally speaking, the greater the overdue amount, the higher the possibility of bank prosecution. The amount of overdue 2, yuan is relatively large, which may increase the risk of being sued.
2. involving legal procedures: overdue repayment involves legal procedures, including prosecution and execution procedures. Banks have the right to recover overdue funds through legal channels and safeguard their own rights and interests. However, whether it will be prosecuted depends on the bank's risk management strategy and legal environment.
3. bank strategy: banks have different strategies for overdue repayment. Some banks will choose to collect money through collection agencies, negotiate repayment or take other measures to solve the problem. And some banks may choose the prosecution procedure to solve the overdue problem. Therefore, whether to be prosecuted is also related to the specific strategy of the bank.
To sum up, there is a certain risk of being sued for overdue credit card payment of 2, yuan. Whether to prosecute or not depends on factors such as overdue amount, banking strategy and legal environment, which may vary from region to region, so the exact answer cannot be given.
Extended information:
The handling of overdue credit card payments is a complex issue, involving many laws and contract provisions. According to the Contract Law, after the credit card holder has overdue repayment, the bank has the right to take a series of measures, including prosecution, to recover the overdue payment. Relevant laws and regulations will vary from region to region, and you need to refer to relevant local laws and regulations for details.
Note: The above answers are for reference only, and cannot be used as the basis for specific judgment. Please consult professionals or relevant institutions according to the actual situation.