Agricultural Bank of China's credit card will not have a bad record if it is overdue for one day, because it provides three-day tolerance service for credit card customers, that is, the cardholder's repayment within three days after the last repayment date is counted as timely repayment, so if it is overdue for another three working days, it will not be recorded on the credit record.

However, the fee for overdue repayment of ABC's credit card will not be waived. As long as it is overdue, it will charge cyclic interest and late fees. The calculation of cyclic interest is based on each amount on the bill (including consumption principal, cash principal borrowed in advance and interest paid), with the bookkeeping date of the account as the interest-bearing start date, and the daily interest is 0.05% until the payment date of the account.

Requirements for applying for a bank credit card:

/kloc-Mainland residents aged 0/year and above 1 8-65;

2. Have a stable job and earn a monthly punch card;

3、? Fill in the credit card application form and sign it in person at the "Applicant's Signature".

Bank credit card application information:

1, copy of ID card, work certificate, income certificate, etc.

2. Provide bank deposit certificate, property certificate, degree certificate, etc.

3. Some card-issuing banks may require temporary accounts issued by local public security departments or certificates (including work certificates) issued by relevant departments if they register in different places, overseas personnel apply for jobs locally, and active military officers apply for credit cards in their own names.