1. All cards (including supplementary cards) under the same account of Ping An Bank Credit Card share the same credit limit, and the credit limits for handling multiple credit cards are not accumulated (except for business cards and Jintong cards). If you hold two credit cards under the same account, the credit lines are shared, which means that the available credit lines of the two cards are the same.

2. The Bank carries out risk detection on customers' credit card usage at any time, and dynamically adjusts the credit line according to the comprehensive score of customers' credit card consumption and repayment and external credit status. If your credit card limit is reduced, I suggest you keep good credit card usage habits in the future.

Tips: Our bank will evaluate and adjust the credit line according to the comprehensive factors such as card holding time, consumption situation and repayment record. If you want to increase the credit limit, it is suggested that you can diversify your consumption, increase the frequency of consumption, spend more on daily consumption in hotels, restaurants, department stores, etc., standardize the use of cards, and repay on time.

Reply time: August 2020-14. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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