It doesn't matter once or twice occasionally, but you can't swipe your card often, and it's easy to enter the bank's "credit card risk control list". Once you enter the "credit card risk control list", you may be banned and downgraded at any time.

One of the following acts will be recognized as "cashing out" by the bank and entered the "credit card risk control list":

1, the total spending on credit cards for three consecutive months reached 90% of the fixed amount.

2. For three consecutive months, you spent a lot in the same top merchant or merchants, and merchants with points spent little/no credit card spending.

3. The number of brush strokes in the current period for three consecutive months is less than 10.

4. Spending in the same type or a fixed number of merchants for 3 consecutive months.