When opening non-counter transfer business for depositors, banks should sign an agreement with depositors to stipulate the daily cumulative limit of transfer from non-counter channels to different bank accounts and payment accounts. For business handled through non-ABC channels, you must contact the third-party withholding agency to consult the cancellation process.
Specifically, check the withholding agreement through online banking or mobile banking.
The cardholder can close it by himself. If the bank can't close the account at that time, it can contact the third-party withholding agency for background check and cancel the withholding agreement. It is more troublesome for users to deposit money into credit cards on time, while debit cards do not need extra money and it is relatively convenient to pay back money.