It depends. According to the instructions of the bank, the automatic repayment of credit card deposits depends on the situation. If it is the same general consumption arrears, no matter whether the credit card bill comes out or not, as long as there is arrears, the money deposited in the credit card will be repaid automatically, while if it is settled by installments, if it is deposited in the credit card, it will not be repaid automatically before the bill comes out. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.