If you apply for a credit card of China Merchants Bank, you need to apply with your own information. It is not excluded that the audit department will call back to check the information you filled in.
In the process of handling credit cards, bank staff must see the applicant himself, the original ID card of the applicant and the signature of the applicant himself. Even if you apply for a credit card online, the bank will ask the applicant to go to the bank for a face-to-face interview.
The following is the processing flow:
Under normal circumstances, you can go to the bank that wants to apply for a credit card and consult the telephone number of the salesman. When a bank handles credit card business, you need to fill out a credit card application form, and you need to fill in specific information such as your real age, name, income status and position.
In the process of handling, you also need the original ID card, and some banks need to take photos with the staff. Provide the financial certificate provided by the company and affix the financial seal of the company.
After all the information is filled in, it will enter the credit card review stage. Wait patiently. This period of time is the audit stage of bank staff, so they should make a phone call back to their own phone number, home phone number, company phone number and friend phone number to confirm the authenticity of the information. After calling to confirm, you can check the progress of credit card application in official website. If the credit card passes,
The bank will send a message to inform the cards checked within the specified time.
If the credit card fails to pass the examination, you will also receive the message that the examination failed. It can be divided into telephone activation, SMS activation, network activation and other forms to activate your card and set key information such as inquiry password, login password and transaction password.
The customer's mobile phone number filled in the credit card application form is used to handle various credit card businesses (activation, loss reporting, data modification, etc. ) and receive credit card activity information. The mobile phone number cannot be queried online, so the mobile phone number is not bound to its own ID card, which will not have any impact on credit card processing, as long as the mobile phone number is used by the customer himself, not a "voiceless" mobile phone card.
In addition, it should be noted that in the process of credit card review, the mobile phone number must be kept open, otherwise the credit card will easily be rejected because the return call from the bank credit card center is not answered in time.