Take handling industrial and commercial bank cards as an example:
1. Handling through official website: Go to the official website of Industrial and Commercial Bank of China, click "Credit Card-I want to handle a card" at the top of the home page, then click "I want to handle a card" at the top right and follow the prompts.
2. Handling via WeChat WeChat official account: Pay attention to the public micro-signal of "Customer Service of Industrial and Commercial Bank of China". After entering WeChat official account, select "Smart Finance-Credit Card" in the menu bar. After entering the page, follow the prompts.
3. Go through the "China Industrial and Commercial Bank" APP: Go to the China Industrial and Commercial Bank APP, click "Credit Card" in the menu bar, and then click "Apply for a Card" after entering the page. After selecting the city and credit card type, follow the prompts.
Application process at the bank:
1. Bring your ID card and a small amount of cash to ICBC outlets;
2. With the assistance of the staff in the lobby of ICBC, fill in a new bank card application form;
3. queue up and copy the ID card with the assistance of the staff;
4. Call the counter, go to the counter, fill in the form and ID card to the bank teller, and you will need to sign and enter the password when you apply for the card. The password is 6 digits. Remember after setting it, this is the password for future withdrawals;
Legal basis:
Measures for the management of bank card business Article 16
Management authority and approval procedures of bank cards:
(1) Commercial banks should formulate unified articles of association or business management measures in accordance with the provisions of the People's Bank of China on strengthening internal control and authorizing credit management, and report them to the head office of the People's Bank of China for approval. If the head office of a commercial bank is not in Beijing, it shall first report to the local central branch of the People's Bank of China, and after examination and approval, the branch of the People's Bank of China shall forward it to the head office of the People's Bank of China for approval.
(2) Commercial banks that have started credit card or transfer card business may apply to the People's Bank of China for issuing joint/identity cards, special cards and stored-value cards; Commercial banks that have started RMB credit card business may apply to the People's Bank of China for issuing foreign currency credit cards.
(3) Commercial banks should report to the head office of the People's Bank of China for approval when issuing joint cards, IC cards and stored-value cards for national use.
(4) when handling the bank card business approved by the head office of the People's Bank of China, a branch of a commercial bank shall file with the local bank of the People's Bank of China with the approval document of the People's Bank of China and the authorization document of its head office. Special cards and co-branded cards used in the distribution area of branches of commercial banks shall be reported to the local central branch of the People's Bank of China for the record with the authorization document of the head office of the commercial bank and the agreement between the two parties.
(5) A commercial bank shall report to the People's Bank of China for examination and approval if it changes its bank card name or its articles of association.
1. What should I do if the credit card debt is 654.38+0.3 million?
1. Use the minimum repayment function.