How to close the credit card supplementary card limit on mobile phone

Hello, I am happy to answer this question for you. In fact, there are many ways to cancel the credit card supplementary card limit. One is to cancel by phone. Cardholders can just call the issuing customer center hotline to cancel. The other option is to cancel at the counter. Bring your ID card and credit card to the counter of a bank outlet. Bank staff will help you with the process. I hope my answer can help you. I wish you a happy life. Happy, thank you

How to apply to cancel Bank of China credit card limit

If you need to lower your credit card limit, you can call the credit card customer service hotline 4006695566 to apply. Once the adjustment is successful, you may not be able to restore the original limit. .

The above content is for your reference, please refer to actual business regulations.

How to cancel/cancel the temporary limit of a credit card

The bank proactively increased the temporary limit for card friend Xiao Wu, but Xiao Wu thought it was unnecessary and wanted to cancel it. But I didn’t know how to cancel it, and whether there would be any consequences after canceling the temporary credit limit, so I came here for consultation. Let’s introduce how to cancel the temporary limit on a credit card.

1. How to cancel the temporary limit of a credit card

Actually, there is no need for Xiao Wu to cancel the temporary limit on his own initiative. Why? Because temporary quotas have a validity period, some are 1 month, and some are 3 months. The specific period depends on the bank's regulations.

Once the validity period ends, the temporary credit limit will be automatically restored to the original limit. Of course, if you really want to cancel, you can.

The easiest way is to call the card issuer's credit card service hotline directly, follow the voice prompts to enter your ID number or inquiry password, transfer your request to the manual service, and the customer service will help you cancel. .

2. Can I apply again after canceling the temporary quota?

If you want to apply again after the temporary quota is cancelled, it depends on the situation. After all, if part of the temporary quota has been used before cancellation If so, you need to replace the used part. There are two situations:

1. If you have paid back the last temporary limit, you can still apply. However, each bank has different application times and requirements. It is recommended to call customer service to inquire about specific matters before applying.

2. Under normal circumstances, if you have not repaid the last installment, it is difficult to succeed in applying again. Therefore, it is recommended to repay as soon as possible. Only repaying on time is conducive to the accumulation of credit card records, and more Prepare to increase the amount.

Reminder: After the temporary limit is cancelled, if you want to apply again, the bank will review it based on your card usage and repayment record. Generally speaking, you only need to ensure continuous use and good credit record (no You can apply again if you have debt status, no overdue records), monthly consumption records, etc.

How to close the 20 yuan credit limit of Shanghai Pudong Development Bank

You can call to close it.

"SPDB Repayment Free 20" is actually a repayment-free protection benefit provided by Shanghai Pudong Development Bank to main credit card holders (excluding business cards). If a customer orders this benefit, the service cycle is one natural month. The first month can be used free of charge. After expiration, the contract will be automatically renewed. After that, the service fee will be charged at the standard of 20 yuan/month. After ordering the benefit, if the customer wants to cancel it, the customer can call the credit card customer service hotline of Shanghai Pudong Development Bank before the expiration of the benefit period. Apply to customer service personnel to cancel the contract renewal through the manual service channel. After the customer service staff verifies that the customer's identity information is correct, they will help with the cancellation operation. After unsubscribing, the benefits will still be provided until the end of the subscription period. However, if you fail to cancel the renewal or unsubscribe this service in time, Shanghai Pudong Development Bank will still charge a monthly rights service fee of 20 yuan, and the contract will be automatically renewed when it expires. Also, it should be noted that even if you unsubscribe from this benefit, the fees collected during the service period will not be refunded.

This is the end of the introduction on how to close the credit card limit and how to close the credit card limit. I wonder if you found the information you need?