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What are the overdraft withdrawal charges for BOC series credit cards?

Bank of China BOC series credit card overdraft withdrawal fee standards:

1. Bank of China counter:

(1) Domestic excluding Hong Kong, Macao and Taiwan:

< p>1% of the cash withdrawal amount, the minimum is RMB 10/USD 1.5/JPY 120/HKD 11/EUR 1/GBP 1/AUD 2/CAD 2, the maximum is RMB 50/USD 8/ 600 yen/55 Hong Kong dollars/6 euros/5.5 pounds/10 Australian dollars/10 Canadian dollars; cash withdrawal at the counter of Bank of China using its own funds, free from July 1, 2013 to December 31, 2023

(2) Overseas and Hong Kong, Macao and Taiwan:

Based on 3% of the cash withdrawal amount, the minimum amount per transaction is RMB 30 yuan/USD 3.5/JPY 360/HKD 27/EUR 3/GBP 2.5/AUD 5 /5 Canadian dollars, the maximum per transaction is RMB 180/21 US dollars/2160 yen/162 Hong Kong dollars/18 euros/15 pounds/30 Australian dollars/30 Canadian dollars;

Withdraw cash at overseas non-Chinese bank branches Other fees incurred shall be borne by the cardholder.

2. Self-service terminals (ATM machines):

(1) Domestic (excluding Hong Kong, Macao and Taiwan):

Our bank and inter-bank payment shall be based on 1% of the transaction amount. %, the minimum is RMB 8 per transaction within our bank, and the minimum is RMB 12 per transaction across banks. Maximum 50 yuan/transaction; from January 1, 2022 to December 31, 2023, cash withdrawal fees for Bank of China Financial Service Card and Military Service Card through domestic self-service channels of the Bank are temporarily waived

(2) Overseas and China Hong Kong, Macao and Taiwan (UnionPay network): 1% of the transaction amount, minimum RMB 15/transaction, maximum 100 yuan/transaction; corporate business card 3% of the transaction amount, minimum RMB 30/transaction, Maximum 300 yuan/transaction;

(3) Overseas and Hong Kong, Macao and Taiwan (non-UnionPay network):

3% of the transaction amount, minimum RMB 30/USD 3.5/transaction 360 yen/27 Hong Kong dollars/3 euros/2.5 pounds sterling/5 Australian dollars/5 Canadian dollars, up to 180 yuan/21 US dollars/2160 yen/162 Hong Kong dollars/18 euros/15 pounds/30 Australian dollars/30 Canadian dollars per transaction Yuan.

Warm reminder: Overdraft interest is 0.5% of the daily interest, and compound interest is charged monthly. Overdraft cash withdrawals do not enjoy the interest-free repayment period discount. You can call the Bank of China credit card customer service hotline 4006695566 for consultation.

(Answer time: November 14, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.