Refuse to pay for the goods for some reason (such as goods not received, black cards, stolen cards, etc.).

the cardholder submits the reasons and materials for refusal to pay to the issuing bank, which will review them and feed them back to the acquiring bank, then forward them to a third-party payment company, such as CASHRUN, and finally reach the seller's side, which takes about 2 weeks. No matter whether the cardholder refuses to pay, it will be recorded in his personal reputation, which will affect his credit and reduce the loan amount.

Extended information:

The customer service staff of Agricultural Bank of China said: "No matter which bank, as long as the cardholder has doubts about consumption and makes a complaint, the bank will take corresponding measures to protect the rights and interests of the cardholder. As long as one party can provide definite evidence, for example, the signature on the consumption receipt is really not the cardholder himself, then the bank will support the cardholder's complaint."

Manager Yang Liang, Hubei agent of Zhonghui Payment, said: "When installing POS machines for merchants, merchants will be trained on how to use POS machines correctly. Checking the signature is a very important step. Every credit card will have the pinyin of the cardholder's name in the lower right corner. If the signature does not match the pinyin, the transaction should be terminated in time.

On the other hand, if the POS machine does not have a receipt, even if the consumer receives a debit message on his mobile phone, the transaction should be terminated in time. The consumer receipt is an important evidence of the completion of the transaction and must be kept for at least 18 days. "

Baidu Encyclopedia-Refusal to Pay

Phoenix. com-The merchant suspects that the cardholder has maliciously refused to pay.