Industrial Credit Card Installment Calculator: 10,000 yuan is divided into 12 installments
A netizen inquired, saying that he spent 10,000 yuan with an Industrial Credit Card, but was unable to repay it, so he wanted to pass Install it in installments to ease the pressure of repayment, but you don’t know how much you will have to repay in each installment. I think this is actually not difficult. As long as you find an installment calculator, you can accurately calculate the amount of repayment per period, the handling fee for each period, etc. Let’s take a look.
Bill installment is Industrial Bank’s installment repayment product for credit card holders who have issued bills. Cardholders can flexibly choose the number of installment repayments based on their own financial situation. However, Industrial Credit Card bill installments are not something you can just split if you want. The following conditions must be met:
1. Application amount: The minimum amount that can be applied for RMB bill installments for the cardholder's current bill is RMB 100. The minimum amount that can be processed for US dollar bill installments is US$100.
2. Application time: Cardholders must apply for bill installment business after the current bill date and before 17:00, one calendar day after the due repayment date (excluding the due repayment date).
The number of installments that can be applied for with Industrial Credit Card is 3, 6, 12, 18, 24, and 36. The corresponding handling fees are shown in the figure below:
Take the Industrial Credit Card bill of 10,000 yuan divided into 12 installments as an example. Select the installment bank, installment type, installment amount, and number of installments on the calculator, and click Calculate to calculate the repayment principal of each installment in yuan and the total procedures. The fee is 900 yuan, the repayment fee for each period is 75 yuan, and the repayment fee for each period is yuan.
If you feel it is not accurate, you can calculate it yourself according to the following formula:
1. Repayment principal of each installment = installment amount/number of installments = 10,000/12=yuan
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2. Handling fee per period = installment amount Handling rate = 10,000 yuan
3. Total repayment amount per period = principal repayment per period Handling fee per period = yuan
4. Total handling fee = installment amount, handling rate, number of installments = 10,000 yuan
As a reminder, when applying for installments, you should also know whether you need to pay the handling fee in one go or in installments. When collecting, you need to understand that regarding the handling fee, no matter which payment method you use, as long as you choose the number of installments, the handling fee cannot be changed. Even if you repay in advance, the handling fee will not be less.
CMB Credit Card Installment Calculator: 10,000 yuan is divided into 12 installments
A netizen inquired and said that he used a CMB credit card to pay 10,000 yuan, but he was under pressure to repay. I want to repay the loan in 12 installments. I asked how much the handling fee is and how much I have to pay back in each installment. Regarding this issue, I would like to introduce to you a credit card installment calculator. With it, you can have a good understanding of any charges related to installment payment.
Credit card bill installment is a service provided by China Merchants Bank to eligible cardholders to repay their current credit card bill amount in installments. Although it can well alleviate the repayment pressure of cardholders, it does not You don’t just need to make installments if you want. To apply for installments, you must meet the following conditions:
To apply for RMB bill installments, the minimum application amount each time is not less than RMB 300; to apply for USD bill installments, the minimum application amount each time is not less than RMB 300. The application amount must be no less than US$100.
1. For unbilled transactions: You can apply for installment between the day of the transaction and the day of the invoice corresponding to the transaction.
2. For bills that have been issued: You can apply for installments between the day after the bill date and the due repayment date (for customers whose accounts have set up automatic repayment, the application deadline is the due repayment date 17:00 on the same day).
China Merchants Bank Credit Card Installment*** has a variety of options including 2, 3, 6, 10, 12, 18 and 24 periods. The corresponding handling fee rates for each period are: ,,,,,,, When applying for installment payment for transactions that have not been billed, only 2, 3, 6, 10 and 12 installments are available. Two of the phases can only be applied for through our bank’s mobile banking and mobile life channels.
Take a China Merchants Bank credit card bill of 10,000 yuan divided into 12 installments as an example. Select the installment bank, installment type, installment amount, and installment number on the calculator, and click Calculate to get the repayment cost of each installment. The deposit is Yuan, the handling fee per period is Yuan, the total handling fee is Yuan, and the total repayment per period is Yuan.
If you feel it is not accurate, you can calculate it yourself according to the following formula:
1. Repayment principal of each installment = installment amount/number of installments = 10,000/12=yuan
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2. Handling fee per period = installment amount Handling rate = 10,000 yuan
3. Total repayment amount per period = principal repayment per period Handling fee per period = yuan
4. Total handling fee = installment amount handling rate number of installments = 10,000 yuan
China Merchants Bank Credit Card Installment Calculator: 5,000 yuan handling fee in 3 installments
Due to an unexpected situation, I need to spend a large sum of money, but the bill comes down but cannot be paid. Many friends may have this kind of trouble. In fact, there is no need to worry, because bill installment can very well relieve your repayment pressure. So, if you spend 5,000 yuan with a China Merchants Bank credit card, how much handling fee and principal do you need to repay in three installments? Use a calculator to calculate below and together.
1. Introduction to China Merchants Bank Credit Card Bill Installment Payment
Credit Card Bill Installment Payment is one of the types of credit card installment payments. This type of installment payment means that the credit card holder uses a credit card to swipe the card. After consumption, request the credit card center to return the consumption amount to China Merchants Bank in installments.
Credit card bill installment payment is the simplest method of installment payment. You only need to call the China Merchants Bank Credit Card Center or log in to personal online banking during the period after the card consumption is credited to the due date of repayment. Just apply for installment payment. Generally, you can get approval as long as you have no bad personal credit record.
2. Installment payment rules for China Merchants Bank credit card bills
1. Application amount: The minimum application amount is RMB 300, and the maximum does not exceed 95 of the total RMB consumption amount in the issued bill.
2. Application time: from the day after the bill date to the final repayment date.
3. Application method: You can apply online, SMS application, telephone application, etc.
4. Number of installments and handling rate:
Note: Handling fee = total installment amount and handling rate, which will be recorded and collected in one go on the first billing day after the installment.
For example, cardholder Xiaoya’s April bill amount was 5,000 yuan, and he felt pressured to repay it, so he called the China Merchants Bank Credit Card Center and applied for three bill installments. The application was approved.
The installment amount that can be processed: 5000×95=4750 yuan
Only 250 yuan needs to be repaid in the final repayment (the total repayment amount is 5000 yuan - the installment amount of the bill successfully processed is 4700 yuan).
The principal repayment in each period: 4750÷3=yuan
The repayment in each period is: 4750÷34750×yuan
Calculation of installment payment by Bank of Communications credit card Device: Handling fee of 5,000 yuan divided into 6 installments
A card friend asked, saying that the April bill amount of his Bank of Communications credit card was 5,000 yuan, but he could not repay it in full, so he wanted to divide it into 6 installments. Ask everyone How much principal and handling fee will be repaid in the period? I found an installment calculator to calculate it, and card friends said it was acceptable. Let’s take a look.
Bank of Communications credit card bill installment payment is an installment payment service provided by Bank of Communications Credit Card Center to eligible cardholders for their issued bills.
Bank of Communications credit card bill installment payment rules:
1. Application time: 2 days after the transaction date to 3 days after the due payment.
2. Application amount: The single transaction amount with Bank of Communications Pacific Credit Card is RMB 1,500 or USD 100 (the single transaction amount with Bank of Communications Y-POWER Credit Card is RMB 500 or USD 60).
3. Number of installments and handling rate: Bill installments can be divided into 3, 6, 9, 12, 18, and 24 monthly installments. The monthly handling rate is. Application method: You can pass Bank of Communications Credit Card Center customer service hotline or online banking application
For example, Xiao Wu’s bill date is the 15th of each month. After the bill was issued on April 15, the total repayment amount for the current bill was 5,000 yuan. Xiao Wu felt that repayment was a bit stressful. On April 25, he logged into Bank of Communications Credit Card Online Banking and applied for six installments of bills. The application was approved.
The total handling fee is: 5000×yuan
The repayment for each period is: 5000÷6432÷6=yuan
The handling fee standard: bill 20000 Bills above RMB 20,000 will be collected in installments; bills above RMB 20,000 will be collected in one lump sum.
This concludes the introduction to the credit card installment fee calculator and the installment fee actual interest rate calculator. Have you found the information you need?