Credit card binding WeChat scanning QR code has instant payment limit. The original immediate payment limit for ordinary users was 500 yuan, and it was adjusted to 2000 yuan. The original limit of instant payment for digital certificate users was 2000 yuan, which was adjusted to 10000 yuan.

The transaction limit of each credit card used by the cardholder shall be granted by the issuing bank according to the credit status of the cardholder. Business exceeding the trading limit can only be accepted by special merchants and business institutions authorized by the issuing bank. The trading limit of specialized banks is stipulated according to the transaction type and card type. In a sense, the transaction limit is actually the authorized limit of special merchants or commercial organizations, that is, credit card transactions exceeding the authorized limit must be authorized.

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Immediate collection is based on trust in the counterparty, and payment is made to the counterparty voluntarily. Once you click Pay, the money will immediately reach the counterparty's Alipay account (note: the payee must be a real-name certified member, otherwise the amount cannot be used), so use it with caution.

Alipay has implemented the SMS charging system since 20 14 1. Users who have started SMS notification are required to send a verification code for each payment and charge 0.6 yuan/month every month. If they don't open the verification code for each payment, the verification code sent when a single payment reaches 500 yuan and the daily cumulative consumption exceeds 1000 yuan is usually free.

Baidu Encyclopedia-Instant Arrival Restrictions

Baidu Encyclopedia-Transaction Limit