Generally, it is 1w-2w.
however, it must be noted that it is best to go to a commercial bank, China Everbright, transportation and people's livelihood will do.
Moreover, the quota has a great relationship with your work income, stability, housing, car, marital status and credit report, and the deposit is only a small part. I have a deposit of 2, yuan in China Bank with a monthly salary of 2,5 yuan. I want to apply for a credit card. What is the limit?
Dear, you have the following application processing methods:
At present, all kinds of state-owned holding banks and joint-stock commercial banks, whether national or regional, actively encourage consumers to apply for credit cards. They are also improving their service efficiency as much as possible in order to better serve consumers. Of course, because the standards of each bank are different, consumers may feel that some banks' credit cards are not very easy to handle.
Generally speaking, China Construction Bank, China Agricultural Bank, China Bank and China Industrial and Commercial Bank have higher requirements for applying for credit cards and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks, and regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China Guangfa Bank have higher card processing efficiency and higher credit line approval.
In order to control risks, the bank attaches great importance to the repayment ability of the cardholder. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards, and the higher the credit card limit will be. So, I'm here to give you a few tips so that you can apply for a credit card as soon as possible:
1. No matter which bank you handle, the more detailed your personal information is, the better. Especially materials that can prove your property status.
2. You can apply for a credit card online, thus saving the waiting time in the business hall.
3. If you want to apply for a credit card with a large amount, it is troublesome to apply in the four major state-owned banks. You can consider other banks to apply. I have a deposit of 5, yuan in Bank of Communications, and my monthly income is 3, yuan. How many credit cards can I apply for in Bank of Communications?
during the initial audit, the credit card limit is comprehensively evaluated according to the specific conditions of the materials attached at the time of application, and the specific limit is subject to the audit results.
the starting point of the credit line (fixed line) of Bank of Communications Credit Card is RMB 1, yuan or its equivalent, and the upper limit is RMB 5, yuan or its equivalent. Under normal circumstances, the fixed amount of the general card ranges from RMB 1, to RMB 1,, and the fixed amount of the gold card ranges from RMB 1, to RMB 5,.
however, the credit limit is not fixed and will increase with the accumulation of card consumption, repayment and card holding time. You can call the service hotline 4-82-5555 to increase the credit limit after 3 months, and you will apply to the relevant audit department according to the consumption index, repayment record and consumption habits. Or when the financial level has improved, it can also provide relevant certificates to the bank, and the audit department will evaluate the credit line according to the attached materials. At the same time, you can also apply for a temporary line for urgent overhead calls. I'd like to ask what is the minimum credit card limit for Pufa Bank. < P > Hello, < P > The credit card limit is related to the financial proof of personal application.
credit card limit, also known as credit card available limit, refers to the maximum amount that you can use with your credit card, which includes the credit limit (that is, the maximum credit card overdraft limit) and the amount deposited in the credit card.
The amount of any credit card depends on the effective income and asset guarantee value provided by the individual in the application process. The credit limit of a credit card is positively related to the income and secured assets of the applicant, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds. There is a mortgage loan of 3, yuan in the Postal Savings Bank. I want to get a credit card. How much can I get?
If you want to see if the loan is shared equally, or if you spend money to find someone to handle it, you can run a very high credit card.
You want to ask me how many credit cards I can handle under this condition.
If you refer to China Merchants Bank credit card, you can't directly judge the credit limit for you by personal description at present, but generally you will judge it further according to fixed income, time deposit, fixed assets and liabilities. Under normal circumstances, the fixed amount of Puka is RMB 1,-RMB 1,, the fixed amount of Gold Card is RMB 1,-RMB 5,, and the amount of cards regardless of Gold Card and Puka is generally RMB 3,-5,. The specific amount is subject to the audit results, and it is not excluded that Puka has a gold card. Hello, I want to apply for a credit card of Agricultural Bank of China now. I haven't applied for a credit card before. How much can I apply for if I provide proof of a deposit of 1, yuan?
there should be no problem with the 1, credit line. I would like to ask why you need 1, deposits in the bank to apply for a credit card.
Hello
It is estimated that you are applying for a large credit card, and such a credit card needs a certain amount of deposits as a basic guarantee. If it is a small credit card, it is not needed. Sincerely answer, I hope you can adopt it! Hello, I'd like to ask, I have a credit card with a credit line of 29,, and how much credit card can I handle
At present, our bank does not support card processing; The general credit card quota of China Merchants Bank is 3,-1, yuan, and the gold card quota is 1,-5, yuan. The fixed credit card quota for customers is comprehensively evaluated according to the information submitted by them, and the final audit result shall prevail. (multiple credit cards under the same account name * * * enjoy the same credit limit)
The most important conditions for applying for CMB credit cards are that they are 18-6 years old (foreigners are 25-6 years old), have certain economic ability and have a good credit record. Please refer to our actual audit for the credit card application results. The necessary application files are copies of identity certificates and work certificates. If you can provide other financial proof files, it will be more helpful for us to understand your personal situation and judge the credit limit. If you are interested in China Merchants Bank Credit Card and have never held our credit card, you can apply in the following four ways: 1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer"; 2. Please bring your original identity certificate, work certificate and financial proof file and go to the business outlets of China Merchants Bank in person; 3. You can also call the customer service hotline, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. 4. If you have applied for the professional version of our online banking, you can apply through the professional version. Remind you that the final audit result will prevail in the credit card verification. I have 8, credit cards in CCB. How many credit cards can I apply for in China Merchants Bank?
5? 1, provided there is no bad record;