China Merchants Bank young card points rules, single consumption per 20 yuan/US$ 2 accumulated 1 points. Car card and city theme series gold card will accumulate 1 points for every 20 yuan or USD 2, and an extra 50% points will be given. Points are valid for 2.5~3 years. Young card, Sina Weibo credit card and GQ card holders will get 1 times extra points in the birthday month, with a maximum of 2,000 points.

All points accumulated by consumption under the names of the main cardholder and the supplementary cardholder belong to the points account of the main cardholder, which is only used by the main cardholder. Personal card and personal business card points that accumulate permanent valid points of China Merchants Bank credit card are calculated together. Gloria Hotels Group co-branded cards accumulate partner points, and aviation co-branded cards accumulate partner miles.

The accumulated points of credit card consumption will take effect on the day after the consumption record. If the credit card is refunded, the points for this consumption will be deducted. China Merchants Bank Youth Card points are permanently valid. Car card and city theme series gold card points are valid for 3 years. The validity period of mileage points of aviation co-branded card shall be subject to the announcement of the partner.