Can China CITIC Bank check the balance by SMS?

yes.

credit card balance inquiry method of China citic bank by SMS: send "YE+ last four digits of the card" (such as YE1234) to 169895558.

the method of applying for temporary line adjustment by credit card SMS of China citic bank: send "LT+ last four digits of the card plus six digits after the ID card" (such as LT1234111111) to 169895558. It is temporarily impossible to apply for a fixed/permanent quota by SMS.

Extended information

CITIC Bank's credit card application conditions are relatively relaxed, as long as you meet the following requirements:

1. Age requirements: local residents must be between 18 and 65 years old, and foreigners must be between 25 and 65 years old;

2. Job requirements: having a stable work unit, income and fixed residence;

3. Credit requirements: No bad credit record (how to establish a good credit record)

Credit card application materials of CITIC Bank

The application materials of bank credit cards are different according to the applicant's conditions and the card applied for, so you can freely choose the appropriate application materials according to your own situation.

—— If you have a credit card from another bank and have issued it for more than half a year, it is suggested that you apply for a credit card from CITIC Bank quickly in the form of "handling the card with a card".

Attention should be paid to the method of "handling cards by card":

1) There is no overdue record of other banks' credit cards for more than 3 days within 6 months;

2) The average credit line is not less than 5, yuan; If you have more than 3 credit cards from other banks, and the credit limit is more than 9%, the bank will generally not handle them.

—— If you are a customer applying for CITIC Bank credit card for the first time, the application materials for CITIC Bank credit card are divided into necessary materials and auxiliary materials: the necessary materials are the materials you must provide when applying for CITIC Bank credit card, and the auxiliary materials help you improve the approval rate and credit limit.

1. identification information: a copy of the resident identity card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your Mainland Pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

2. Proof of work and income: proof of salary or either a business card or a photo badge.

Supporting materials for credit card application of CITIC Bank:

Proof materials that can prove that you have good economic strength: copy of real estate license and copy of automobile driving license; A copy of the loan customer of CITIC Bank (with good credit and overdue for no more than 6 days) or the deposit certificate.

Reference: CITIC Bank official website-CITIC Bank credit card SMS to check the balance

How to check the bill of CITIC Bank credit card

Taking WeChat version 8..16, Apple 13(IOS15.2 system) and Huawei mate4(HarmonyOS2 system) as examples, CITIC Bank supports many ways to check the bill, including: Internet.

SMS inquiry: edit the last four digits of ZD+++, such as ZD8888, and send it to 169895558 to inquire about the bill amount and repayment date of the current period.

wechat inquiry: pay attention to citic credit card WeChat official account "citic bank credit card", bind credit cards, receive wechat bills, and conduct bill inquiry.

telephone inquiry: call 488-95558 to inquire through self-service voice service.

How to view credit card bill details:

In the bill, all transaction details in the transaction cycle will be listed, that is, credit card details, including credit card time, transaction merchants, settlement amount and so on. If you really can't remember the amount, you can call the credit card customer service telephone information, and there will be more detailed tips.

Credit cards, as overdraft consumption purposes, are really convenient for us to use, but the money swiped out must be repaid. Therefore, please spend rationally. If you can't repay on time and in quantity, you will have a bad record, and the late payment fee will be very high.

How to inquire about the credit card bill details of CITIC Bank

The inquiry methods of credit card consumption details of CITIC Bank are as follows:

1. Inquire about WeChat official account via WeChat

Cardholders can pay attention to the official WeChat of CITIC Bank (WeChat official account), and then select "Open Card for Audit" in the menu bar below, and then log in to their personal accounts to inquire.

2. Inquiring about the dynamic card space APP

Cardholders can download the dynamic card space dedicated to CITIC Bank's credit card on their mobile phones, and then log in to their personal accounts and follow the prompts to inquire.

3. Customer service telephone inquiry

Cardholders can call the customer service telephone number of China CITIC Bank Credit Card Center at 4-889-5558, and after the call is connected, enter++or ID number according to the telephone voice prompt, and then press 1 for self-service bill inquiry.

4. SMS inquiry:

Cardholders can edit ZD and add++the last four digits to send it to 169895558, for example, ZD1234.

Main features of credit card:

1. Credit card is one of the fastest-growing financial services, which can replace traditional cash circulation in a certain range;

2. Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also obtain certain loans from card issuers by using credit cards;

3. Credit card is a high-tech product integrating financial business and computer technology.

4. Credit cards can reduce the use of cash currency;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and++social demand.

Main types

According to different card issuers, it can be divided into bank cards and non-bank cards

Bank cards. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or withdraw cash at any time at all branches of the issuing bank or places with ATMs.

non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are dedicated to shopping in designated stores or filling gas stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by service industries, such as airlines and travel companies, which are used for ticket purchase, dining, accommodation and entertainment.

according to different card issuers, it can be divided into corporate cards and personal cards

corporate cards. Corporate cards are issued to all kinds of industrial and commercial enterprises, scientific research and education institutions, state party and government organs, military units, organizations and other legal organizations.

personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. Personal cards are applied for in the name of individuals and bear all the responsibilities of using them.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary cards. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and their requirements are not high.

gold card. Gold card is an advanced credit card that pays high membership fee and enjoys special treatment. Card issuers are those with high credit, strong repayment ability and credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are much wider, so the requirements for related service fees and guarantee money are also higher.

How to inquire about the credit card bill of CITIC Bank

The inquiry method is as follows:

1. Open Baidu search, enter "CITIC Bank" in the search bar, find official website of CITIC Bank after the search and click Enter.

2. after entering official website of China citic bank, find the item "personal online banking" under online banking login, and click enter.

3. After entering the login interface of personal online banking, enter the corresponding information to log in.

iv. after logging in successfully, find the item "account inquiry" under account management, and click enter.

5. After entering the account inquiry, you can check the credit card bill.

How to check the bill of CITIC Bank's credit card

CITIC Bank's credit card can check the bill and details through 1. Pay attention to the official WeChat account number of CITIC Bank's credit card: "zxyhxyk" or "CITIC Bank Credit Card". 2. Download the exclusive credit APP－ of CITIC Bank-dynamic card space: 3. Call the customer service hotline-enter++or ID number-press 1 for self-service bill inquiry. 4. Edit and edit ZD and add++last 4 digits to send to 169895558, for example, ZD1234.

wechat apple 12, ios14, wechat version 8..13

personal credit report is required for bank loans:

1. Bring your ID card or the client's ID card and power of attorney, and go to the credit inquiry window of the local People's Bank of China to provide your ID card to print personal credit records;

2. Open China People's Credit Information Center official website (Google browser version 3.3.2), and submit an application for personal credit information records in the personal inquiry column with the mobile phone number matching the ID card registration account. Usually, the mobile phone will receive the inquiry code sent by the credit information center within 72 hours. Open the official website login account of China People's Credit Information Center again, enter the query code of SMS in the personal query column to access personal credit information, and download and save a PDF document at the bottom of the page.

Conditions for applying for bank loan business:

Natural persons aged between 18 and 65;

2. The actual age of the borrower plus the loan application period should not exceed 7 years old;

3. Have a stable occupation and income, and the ability to repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank;

6. You can apply for loan business in a local bank if you meet the above conditions.

To apply for a bank loan, you need to prepare materials:

1. Valid identity documents;

2 proof of permanent residence or valid residence, and proof of permanent residence; 3. Proof of marital problems;

4. Bank flow;

5. proof of income or personal assets problems; 6. Credit report;

7. loan use plan or statement;

8. Other information required by the bank. Conditions required for bank loans:

(1) A permanent residence of urban residents with full capacity for civil conduct at least 18 years of age or a legal and valid identity certificate, and the lender is usually required to be between 18 and 6 years of age in bank loans;

(2) having stable legal income and the ability to repay interest;

(3) Good credit information;

(4) Other conditions required by the lending bank.

the credit card bill has been paid off, and a refund has occurred, and the refund funds will be returned to the credit card account. This money can be used to repay the credit card arrears, and can also be used for credit card swiping, cash withdrawal and transfer. Cash deposited in credit card accounts will become overpayment, and some banks need to pay handling fees for overpayment and cash withdrawal, so it will be more cost-effective to use overpayment for repayment and credit card swiping.

in fact, the credit card will be refunded, and before repayment, the refund will be restored to the limit to hedge the bill, and the user does not need to repay this refund amount.

inquiry method of credit card bill of citic bank

the interest-free period of credit card of citic bank is 5 days. After paying off the arrears of the bill during the interest-free period, the credit card limit is restored. What are the inquiry methods of credit card bills of CITIC Bank?

1. Check the bill information by SMS. Edit the last four digits of ZD+++, such as ZD8888, and send it to 169895558 to inquire about the bill amount and repayment date.

2. Log in to the credit card online banking to check the billing information. Select my account, and you can see your 12-month billing information in the outstanding billing query and historical billing query.

3. Log in to personal online banking to check billing information. Select "Credit Card" at the top right, and then select "My Account" to see my 12-month bill information in the query of outstanding bills and historical bills.

4. Call 488-95558 to check the bill information through self-service voice service. Call 488-95558, select 1-2 according to the automatic voice prompt information, and after entering and verifying the identity information, you can quickly query the current bill; Call 488-95558, select 1-5 according to the automatic voice prompt information, and after entering and verifying the identity information, you can query the current bill, outstanding bill and historical bill.

5. download and install "dynamic card space", register and log in, and then click "self-service" to enter the self-service function page and select the type of bill to query. (The bill information of the normal signing card under the name can be inquired, including: (RMB/foreign currency) unbilled bill, historical bill and current bill).

Let's stop here for the introduction of checking the balance of CITIC Credit Card.