Taobao customers need to charge 1% of the transaction amount as a handling fee when paying merchants with credit cards. Therefore, many businesses have not opened credit card payment services. For merchants, users don't need to charge fees for using bank cards, flower buds and Alipay balances, but it is not cost-effective for merchants to charge fees with credit cards.

Does Taobao credit card payment require merchants to pay the rate?

Taobao customers need to charge 1% of the transaction amount as a handling fee when paying merchants with credit cards.

Therefore, many businesses have not opened credit card payment services.

For merchants, users don't need to charge fees for using bank cards, flower buds and Alipay balances, but it is not cost-effective for merchants to charge fees with credit cards.

However, the popularity of credit card payment is very high, and failure to use credit card payment may lose customers, which depends on how the merchants choose.

For credit card payment, the agreement on the payer is as follows:

If the seller has enabled the credit card payment function and paid by credit card, the handling fee of 1% will be deducted from the money received by the seller Alipay when confirming the receipt.

If the seller does not open the credit card payment function and uses the credit card to pay, the buyer will enjoy the free monthly 500 yuan/card quota, and the consumption within the free quota will be free of handling fees.

If you spend more than the free amount, if you don't have a replaceable credit card, you will be charged a handling fee of 1%.

Therefore, if you run out of free credit card payment, please choose Alipay or savings card to avoid handling fees.