China Agricultural Bank Jinsui Credit Card Issuer:
Jinsui Credit Card of Agricultural Bank of China (quasi-credit card, hereinafter referred to as Jinsui Credit Card) is a RMB credit payment tool issued by Agricultural Bank of China, which has the functions of cash deposit and withdrawal, transfer settlement and consumption, and can enjoy certain overdraft facilities according to the regulations of the issuing bank. Jinsui credit card is divided into gold card and ordinary card according to different credit grades, and unit card and personal card according to different card issuers.
Personal Card: Individuals with legal income and full capacity for civil conduct can apply for personal cards, and the main cardholder of personal cards can apply for supplementary cards for individuals with full capacity for civil conduct at the age of 18, with no more than two supplementary cards.
Unit Card: Any unit that opens a basic deposit account in a financial institution in People's Republic of China (PRC) (China) can apply for a unit card with an account opening permit issued by the People's Bank of China, and up to 6 units can apply. The cardholder shall be designated in writing by the legal representative of the applicant or his entrusted agent.
Within the credit line approved by our bank, you can borrow and repay at any time according to your own funds, and the interest is calculated according to the actual days of use. After repayment, the credit line is immediately restored and can be used again, realizing rapid capital turnover, saving capital use cost and maximizing asset appreciation.