Fengshou Microfinance Card is a bank card jointly developed by Zhejiang Rural Credit Cooperatives and the Associated Press, which is launched for individuals who need to apply for microfinance. Applicants must meet the following conditions: 1. Applicants can provide personal identity cards; 2. The applicant has a stable and legal source of income; 3. The loan is used reasonably and legally; 4. The applicant has no bad credit record.

Harvest Internet

Harvest Internet is a mobile banking product launched by Zhejiang Rural Credit Cooperative. Harvest Internet is an integrated Internet service platform integrating "finance and life", providing customers with bank account management, financial services, pan-financial services, life services and community services.

Harvest Internet has the functions of account service, payment, payment, recharge, credit card, inquiry, investment and wealth management, loan, value-added and other functions. Harvest Internet supports iPhone, iPod touch, iPad and Android 4.2 or above with iOS7.1 or above.

The login password of Harvest Internet is 6-18 digits long, which is composed of two or more of numbers, letters and special characters. If the user forgets the related password of Harvest Internet, he can reset the password through the Harvest Internet client or go to the business outlet to reset the password.

Zhejiang Rural Credit Cooperative was established in October 1952 and obtained a business license from Zhejiang Market Supervision Administration. Zhejiang Rural Credit Cooperative was originally affiliated to China Agricultural Bank, but it was completely separated from the administrative affiliation with China Agricultural Bank after the National Conference on Rural Financial System Reform in July 1996.

business scope of Zhejiang rural credit cooperatives: business approved by China Banking Regulatory Commission in accordance with relevant laws, administrative regulations and other provisions.

bank loan

bank loan refers to an economic behavior in which banks lend funds to those who need them at a certain interest rate according to national policies and return them within an agreed time limit. Generally, guarantee, house mortgage, proof of income and good personal credit information are required before you can apply.

moreover, in different countries and different development periods of a country, the types of loans classified by various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, project loans, etc., while industrial and commercial loans in Britain mostly take the form of bill discount, credit accounts and overdraft accounts.