The overdue amount and time of your BOC credit card will be timely, objectively and truly reflected in the personal credit database of the People's Bank of China, and will be used by commercial banks and other legally authorized institutions in the form of personal credit reports. Whether your credit card overdue repayment record will be regarded as a bad record by commercial banks, thus affecting your loan or credit card application, is a comprehensive evaluation based on different credit risk policies of banks, including different overdue time, overdue amount and overdue times of credit cards. In order to avoid affecting your credit history, please repay in time before the due date. Whether to generate overdue records is subject to the latest bill.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
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