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I don’t have a regular job now, but I have a house in my name. Can I apply for a credit card?

It may be difficult, because the application conditions for a credit card are that you must be over 18 years old and have full legal capacity; you can only apply if you have a stable repayment ability.

First of all, you must submit an application form to let the other party see if you have the possibility of applying for a card. Secondly, the supporting materials:

1. ID card (required);

2. Proof of employment or income;

3. Real estate and vehicles in your own name;

4. Bank financial assets in your own name;

5. Social security;

6. Other bank credit cards, etc.

Each bank has different acceptance standards, so not all of the above information is required. It depends on the bank’s requirements. Proof of employment or income is the most important. The bank will decide whether to approve the card and the card limit based on the information submitted by the applicant. There are many reference items, such as age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, etc. wait. In order to control risks, banks attach great importance to the repayment ability of the cardholder. As long as the information you submit makes the bank feel that you have sufficient repayment ability, the stronger the repayment ability, the easier it will be for the bank to issue the card, and the higher the limit will be.

If you can only provide proof of your real estate or other assets in your name, but cannot provide proof of your job or income, the bank will think that you do not have stable repayment ability. . So it is more important to find a stable job first.