Of course, it shows that your credit card has expired. According to the requirements of the People's Bank of China, banks have the obligation to truthfully fill in customers' credit reports, and should truly reflect the overdue status of customers' credit card accounts to the credit information system of the People's Bank of China. Credit history will not have a lifelong impact. As long as you keep good credit card and repayment habits in the future, your records will be updated over time.