1. The limit of Bank of China Credit Card Platinum Card is between 50,000 yuan and 200,000 yuan. The Bank of China Platinum Credit Card limit is determined based on the applicant's comprehensive credit score. The higher the comprehensive credit score, the higher the credit card limit. The applicant's comprehensive credit score mainly depends on the applicant's consumption level, repayment ability, income status, personal credit, economic conditions and other aspects. Bank of China credit cards can be divided into regular cards, gold cards and platinum cards according to levels. Different levels have different limits; the limit of Bank of China credit cards for regular cards is between 3,000 and 10,000 yuan; and the limit for Bank of China credit cards gold cards is 10,000 yuan. Between RMB-50,000. As a relatively high-level platinum card, the Bank of China Platinum Credit Card has a relatively high annual fee. The annual fee for the Bank of China Platinum Credit Card is divided into two levels: 800 yuan and 3,600 yuan. The annual fee for the ordinary platinum card is 800 yuan, and the annual fee for the high-end platinum card is 3,600 yuan. It depends on which platinum card the Bank of China credit card is applied for.

2. Benefits of Bank of China Platinum Card: There are many benefits of owning a Platinum Credit Card. Platinum cards can enjoy many value-added services provided by banks. Airport VIP lounges are of little use if you rarely travel for business; free golf is of no use if you don’t know how to do it; skipping the line at the bank seems to be more practical; annual physical examination, I personally think This is good, but when you get to the hospital, you have to resist the hospital's deception, otherwise you will spend a lot more money; free high-value aviation accident insurance, etc. This is the same as the first point above. In short, having a platinum card represents good credit, outstanding status and the bank's trust in the cardholder. If the Platinum Card is canceled, the bank will determine that the cardholder has little credit card fund needs. If you need to reapply for a Platinum Card in the future, it may be affected to a certain extent; of course, if you really don’t need a Platinum Card and have a repayment record Good, then there will be no serious consequences for canceling the card.

1. Bank of China Platinum Credit Card application conditions: Applicants need to be Chinese citizens over 18 years old and under 65 years old; applicants need to have full capacity for civil conduct and hold a valid identity document; applicants need to Have a good personal credit report, with no overdue or other bad behavior records; the applicant needs to have a stable job and a certain source of income; the applicant needs to have certain financial conditions and be able to provide proof of personal assets worth 500,000 yuan.