1. Whether your new factory can use China Merchants Bank card depends on how China Merchants Bank handles your overdue situation.
Before answering this question, we need to know two important factors.
A. Handling methods for overdue credit card accounts of China Merchants Bank: Banks have different handling methods for overdue credit card accounts, such as temporarily freezing accounts, adding late fees, and reducing credit lines. You need to contact China Merchants Bank to find out how they handle overdue accounts.
B. Requirements of the new factory for China Merchants Bank Card: You need to know the requirements of the new factory for bank card. Some factories may only require that bank cards have a normal credit limit and available balance, and will not think too much about overdue credit cards.
3. To sum up, only when you confirm that China Merchants Bank's handling of overdue accounts will not affect your use of China Merchants Bank card in the new factory can you be sure that your new factory can use China Merchants Bank card.
4. If the information of the question is insufficient, we assume the following situations to answer the question. Due to the lack of specific information, we are not sure how China Merchants Bank will handle overdue accounts. Therefore, we suggest that you contact the customer service department of China Merchants Bank as soon as possible to inquire about your overdue situation and the use of bank cards in the new factory.
Extended data:
Overdue credit cards will have a negative impact on personal credit records, thus affecting personal credit rating. Therefore, it is suggested that you pay off the overdue bills in time and communicate with the bank to understand the specific requirements and impact of dealing with overdue accounts.
Summary:
To determine whether your new factory can use CMB card, you need to know how CMB handles overdue accounts and the requirements of the new factory for bank cards. You can get more accurate information by contacting the customer service department of China Merchants Bank, pay off overdue bills in time and protect personal credit records.
The above is based on the description of the question and the answer to the relevant domestic situation. If you need to know more about the specific handling methods and requirements, please consult the official channels of China Merchants Bank or communicate with relevant institutions in detail.