If you apply for 2 credit cards from the same bank at the same time, if both are approved, will the credit limit be the same?

It is the same. All credit cards under the same name of the same bank and person can only be used. There is only one limit, so it is not recommended to apply for two, because it is meaningless, and you have to swipe each card several times to avoid the annual fee. If you apply for both, you can open one card but not the other. Will the limit of two credit cards applied for by the same bank be the same?

The limits of two credit cards applied for by the same bank are all exclusive. The details are as follows:

China Construction Bank Credit Card

All under the same name The limit of a credit card (including supplementary cards) is exclusive. The sum of the overdraft limits of all cards cannot exceed the limit of the card with the highest limit.

Note: If you hold a dual-currency card, the RMB and foreign currency limits are also applicable.

If you use the original limit of your credit card to make purchases and apply for installments, it will occupy your available limit (such as consumption installments, bill installments, cash installments, merchant installments); if you apply for CCB large-amount installments Special installments (such as car purchase installments and housing installments) do not occupy your available credit.

Bank of Communications Credit Card

Bank of Communications credit card limit is exclusive, and the limit is the limit of the highest credit card. And there is no difference in use between gold cards and ordinary cards. The gold card is just a status symbol.

Assumption: The credit limit of your existing card A is 5,000 yuan, and if you apply for a new card, the credit limit of card B is 6,000 yuan. You can use the two cards together for 6,000 yuan. If card A is used for consumption 5,000 yuan (card A can only spend up to 5,000 yuan), and card B can also use 1,000 yuan. And installment payments also occupy the total amount.

CITIC Bank Credit Card

The limit of CITIC Credit Card is exclusive. If the existing limit of Card A is 5,000 yuan and the limit of Card B is 8,000 yuan, then the two cards can be used together** *The limit of 8,000 can be used. If card A has consumed 5,000 (the maximum limit of this card can only be consumed), then the available limit of card B is only 3,000, and installment payment will occupy the limit.

Minsheng Bank Credit Card

The limit of Minsheng Credit Card is exclusive, and the limit of Platinum Card and Regular Card is also exclusive. However, the credit card installment limit and the credit card overdraft limit are separate.

Ping An Bank Credit Card

Credit cards are reviewed based on each customer’s personal credit situation. The card limit is inseparable from your credit situation, so credit cards under the same name of Ping An Bank Each credit card has a credit limit (the credit card credit limits for multiple credit cards under the same name are the same), and installment payments also occupy the credit limit.

Regarding whether there is no need to apply for more credit cards to enjoy the credit limit, I understand that each card type has different product rights and interests. If you hold them at the same time, you can enjoy different rights and interests. Participate in more marketing activities and enjoy more discounts.

In addition, I also learned that if you already have a credit card and apply for another one, the limit will not change. Ping An Bank’s credit card only has one limit; but you can try to apply after the card is successfully approved. The amount is increased.

China Merchants Bank Credit Card

All credit cards (including supplementary cards) under the personal card name of the principal cardholder of China Merchants Bank*** enjoy the same fixed limit. The credit limit of multiple cards will not be accumulated. .

The available limit is the current total limit minus the total consumption amount, that is: the actual amount that can be swiped. Log in to the public/professional version of online banking and click "Account Management" - "Account Inquiry" to view the credit limit and available limit.

Guangfa Bank Credit Card

The same Guangfa Bank customer can apply for up to 4 main cards under the same branch of Guangfa Bank, and the card limit is exclusive (including supplementary cards). The limit of the gold card and ordinary card under the same name is also exclusive (note: the consumption of each credit card cannot exceed the maximum limit of the card). The main reason is that the points of the gold card will be discounted at 30% when they expire, and the points of the ordinary card will be cleared when they expire. The gold card limit is generally more than 10,000.

In addition, the credit card limit *** under the name of the same branch will be affected by the occupied installment limit. The occupied limit means that the installment principal will occupy the "credit card account limit" and will be released with each installment repayment.

ICBC Credit Card

Each cardholder needs to set a total relationship limit. If a card/account is overdrawn to a certain limit, it will affect other cards/accounts under the total relationship limit. The available balance of the account. If your multiple cards/accounts are within our bank's total limit, the limit is generally exclusive. If you apply for two credit cards at the same time, will the limit be the same?

If you apply for a China Merchants Bank credit card, the credit card limits under the same ID card are all exclusive. Do all credit cards in the same bank have the same limit?

1. After receiving the interview notice, it is best to make a draft of your self-introduction at home, and then try to tell it a few times to get a feel for it.

2. When introducing yourself, you should first make a very brief opening statement politely, and signal to all interviewers (if there are multiple interviewers) that if the interviewer is paying attention to something else, you can Wait a moment for his attention to return before starting.

3. Pay attention to the time. If the interview examiner stipulates a time, you must pay attention to the time. It cannot be too long or too short.

4. The content of the introduction should not stay too much on things such as name, work experience, time, etc., because these are already on your resume, and you should talk more about them. Work experience and achievements related to the position you are applying for to prove that you are indeed qualified for the job position you are applying for.

5. When making a self-introduction, do not look around or look careless. This will give people the impression of being casual and unfocused. It is best to keep your eyes on the interviewer, but you should not stare at them for a long time. Then try to add as few auxiliary hand movements as possible, because this is not a lecture after all, and it is also important to maintain a decent posture.

6. Don’t forget to say thank you after introducing yourself. Sometimes this will affect the examiner’s impression of you. I applied for multiple credit cards at the Agricultural Bank of China at the same time, and they were all principal cards with the same limit.

When the same customer applies for multiple credit cards from the same commercial bank, their credit limit is exclusive. If the customer applies for a primary card, their credit limit is also exclusive.

The two credit cards belong to the same bank. Are the limits the same?

If the two cards are from the same account, the limit will be the same! If the limits of the two cards are not the same account, they will be different! Do two credit cards from the same bank have the same limit?

If it is a personal credit card from China Merchants Bank, multiple credit cards under the same account can enjoy the same limit and issue one bill. I applied for a credit card online, but the limit was too low. I applied for a gold card again. Is the limit the same?

If it is from the same bank, the limit is unlimited. This means that both cards use the same limit. Does the credit limit for the second credit card applied for by China Construction Bank remain the same?

Exclusive limit for the same bank.

Conditions for applying for a credit card:

1. Be over 18 years old and have full capacity for civil conduct;

2. Have a good credit record;

Application materials for credit card:

1. Identity proof information: copy of resident ID card or military officer’s ID card;

2. Work and income proof information;

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3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.

Credit card application method:

1. Bring credit certificate to the counter to apply: Applicants are required to submit relatively complete asset certification documents and submit the above to the bank for review by the bank's back-end review department.

2. Online banking application: The applicant uses a savings card account in his or her name to open online banking, enter the official website of the required bank, enter the card number, login password and verification code to enter the online banking page.

Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking. If a Bank of Communications credit card has a temporary limit, will the limit be the same when you apply for the card?

It must be the same. No matter how much you apply for, you will always enjoy the limit. Therefore, it is enough for a bank to have one card, but more are useless.