In China, the overdraft withdrawal through UnionPay network is charged at 1% of the withdrawal amount, with the lowest 2 yuan and the highest 100 yuan; For local overpayments, credit cards are exempt from withdrawal fees.

For overseas cash withdrawal of CCB credit cards, you need an ATM with UnionPay acceptance logo to withdraw cash, and the handling fee is charged at 1% of the cash withdrawal amount. If you withdraw cash through non-UnionPay networks such as VISA, MasterCard and JCB, the withdrawal fee is 3% of the withdrawal amount, and the minimum withdrawal fee is $3.