After the ABC credit card is activated, even if it is not used, the annual fee will be deducted. If you don't use your credit card for a long time, you can cancel it. The credit card cancellation method is as follows:

1. Before canceling the credit card, please confirm that the account has no debt and no balance;

2. When canceling the credit card, call the customer service phone of the credit card to apply for cancellation.

It is completely free to cancel the credit card, and there is no cancellation fee.

The annual fee of ABC's credit card is exempt from the annual fee in the first year, and the annual fee in the following year can be waived if you swipe your card five times in the first year. Then swipe your card five times in the second year, free of the annual fee for the third year, and so on. However, if the number of card swipes does not reach the annual fee-free standard within one year, the Agricultural Bank will charge you an annual fee. The detailed rules for the collection of the annual credit card fee of Agricultural Bank of China are as follows: personal local currency and foreign currency gold card: the main card is 200 yuan/year, and the auxiliary card is 100 yuan/year; Personal currency and foreign currency universal card: main card 100 yuan/year; Sub-card 50 yuan/year personal RMB gold card: main card 160 yuan/year; Supplementary Card 80 yuan/Year Personal RMB Ordinary Card: Main Card.

Supplementary card 40 yuan/year.