Will credit card cancellation affect credit?

The impact of credit card cancellation on personal credit information is different. If the user cancels the credit card normally, it will not affect his credit. If there is outstanding debt or overdue repayment in the user's card, it will have a certain impact on personal credit, and the issuing bank will not apply for cancellation of the user's account. At the same time, if the credit card has an overdue record, it will be more difficult for the applicant to apply for a credit card again.

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