Current location - Trademark Inquiry Complete Network - Overdue credit card - I have a Bank of Communications credit card that was canceled due to personal reasons. Will it have any impact if I apply for a Bank of Communications credit card now?
I have a Bank of Communications credit card that was canceled due to personal reasons. Will it have any impact if I apply for a Bank of Communications credit card now?

If you have canceled a card, you need to wait for more than half a year before applying again, otherwise there will be no impact. The reason is that if you apply immediately after canceling the card, the bank will regard it as a malicious application for a credit card. Then, there is a high chance that your credit card application will be rejected.

The credit card application steps are as follows:

1. Apply for an appointment online;

2. After the appointment, bank staff will contact you for confirmation and then come to collect your personal information (proof of identity) , proof of work, proof of financial resources);

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), and military personnel need to provide a copy of the military ID card;

2. Work certificate: It can be the original work certificate issued by the unit where you are employed (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or approved by the promoter Copy of the verified original and marked work ID

3. Proof of financial resources: it can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

3. After the information is approved, the card will be mailed according to the filled-in mailing address information;

4. Activate the binding and open the card.

After logging out, the method is similar to the first time. How you applied last time is how you apply this time.