You can apply for a credit card. There are no two-star customers in ICBC. The lowest level is quasi-weekly customers. The next higher level is three-star customers. Quasi-star customers can enjoy ICBC financial convenience stores and 95588 services. Financial services provided through dedicated lines, mobile/online banking and other channels. According to the star rating, ICBC customers are divided into six levels: quasi-star, three-star, four-star, five-star, six-star and seven-star. The higher the star rating, it means that you can enjoy better services and more discounts. ICBC quasi-star customers will refer to those with a star point value between 0 and 50. Generally, they have just opened an ICBC settlement account and have not yet applied for one. Any transfer, deposit, or financial management business is considered a quasi-star customer of ICBC. Quasi-star customers of ICBC are not allowed to apply for credit cards. In the later stage, users can improve their personal star rating by handling more ICBC services. When the star point value reaches between 30 and 500, they will be ICBC's three-star customers and can apply for credit cards.

1. ICBC Credit Card Services

1. Basic counter services: you can enjoy priority channel treatment, card application, account inquiry, electronic statement application, credit limit adjustment, and card application Password input limit and card upgrade and other services.

2. Emergency loss report: If the card is stolen or lost, you can go to the Peony Credit Card Customer Service Center to handle the card loss report immediately. You can also call the bank's service hotline at 4000095588 (Platinum Card) or 4006695588 (Gold Card). Go through the procedures for reporting a loss.

3. Emergency cash withdrawal: If there is an urgent need to withdraw RMB after the card is stolen or lost in another place in the country, the Peony Credit Card Service Center can provide users with emergency cash withdrawal services. The overdraft withdrawal limit and availability of the Peony Card account on the same day are not exceeded. If you have a credit limit, you can withdraw cash up to RMB 2,000 (for platinum cards, up to RMB 10,000).

4. Emergency card replacement: If the card is blocked due to theft, loss, expiration, magnetic strip damage, information error, etc. and needs to be urgently replaced, the Peony Credit Card VIP Customer Service Center The application for card replacement will be accepted in a timely manner, and the person will be notified in time to collect the new card with his or her ID and card receipt after the card is produced.

4. Value-added services: The service content includes local travel consultation, shopping consultation, guidance and booking of preferential merchants, consultation on local special promotion activities, etc.