1. Use more credit cards: When shopping in daily life, use more credit cards from Minsheng Bank, and in some well-known merchants, such as Starbucks and McDonald's, use more credit cards. It is best to have credit card transactions every month, and the higher the amount used, the better;

2. Repayment on time: After using the credit card, remember to repay it on time, don't be overdue, and maintain good card habits;

3. Handle credit card-related business: You can apply for some businesses such as cash advance, cash installment, bill installment and minimum repayment amount according to your own situation, so that banks can get some handling fees and interest from them.