ICBC does not support the exchange of points for cash, but on the ICBC website, e-mart Zhicheng can exchange points for cash, and 500 points is equivalent to 1 yuan.
China Merchants Bank's score of RMB 20 is 1, and USD 2 is 1, which is not rounded, that is to say, the amount less than RMB 20 or USD 2 is ignored and will not be scored. Online shopping doesn't count, and it must be consumer goods.
Individual customer points can be accumulated for the consumer transactions completed by the bank card of Agricultural Bank of China, and 1 points can be accumulated for each 5 yuan RMB spent by the debit card, and points will not be counted if it is less than 5 yuan, and a single transaction can accumulate up to 300 points. Credit cards can accumulate 65,438+0 points for every 65,438+0 yuan RMB spent, 6 points for every 65,438+0 USD spent and 8 points for every 65,438+0 Euro spent. Integral mall chooses a gift from the gift list and submits it.
According to the recorded amount, CCB spent RMB 1 yuan 1 points (RMB 166 yuan and 1 points with Shanghai Volkswagen Dragon Card) and USD 1 yuan 7 points (USD 166 yuan and 7 points with Shanghai Volkswagen Dragon Card).
How much are credit card points worth? Credit card integral value summary of each bank!
Everyone who uses a card knows that credit card points are equal to money. Whether it is used to exchange gifts or deduct annual fees, points are generated by the value of the card. But in fact, because different banks have different points rules, different banks have different credit card points. Do you want to know how much your points are worth? Let's take a look at the summary of integral values here!
1, Bank of China
The best products for China Bank to exchange non-joint cards are China Southern Mileage and JD.COM Iron and Steel. The mileage conversion ratio of China Southern Airlines is 15000: 50, with an upper limit of 300,000 miles/year, and 654.38+ million points worth 270 yuan.
2. Agricultural Bank of China
The best non-joint redemption product of Agricultural Bank of China is China Southern Airlines Miles, with the redemption ratio of 20: 1, the upper limit of 65,438+million miles/year, and the value of 65,438+million points is 440 yuan, and the points can be automatically combined and redeemed.
3. Industrial and Commercial Bank of China
The best products of ICBC's non-co-branded cards are telephone charges and fuel cards, and the exchange ratio is 500: 1, with no upper limit. 65438+ million points worth 200 yuan, which can be automatically combined.
4. China Construction Bank
The best convertible product of CCB is Sinopec fuel card. The conversion ratio of other non-co-branded cards except car cards is 540: 1, with no upper limit. 65438+ million points value 180 yuan, which can be combined manually through online banking.
5. Bank of Communications
The best exchange product for other non-joint cards of Bank of Communications except Bai Qilin is water, electricity, coal and telephone charges, with the exchange ratio of 667: 1, the upper limit of which is 5% of the order amount, and the value of 65438+ million points is 150 yuan. In addition, the mileage of Bai Qilin exchanged for China Southern Airlines is 654.38+ 10,000 points, which is worth 440 yuan.
6. China Merchants Bank
China Merchants Bank's classic white best redemption product is China Southern Airlines Mileage, 65,438+million points value 10670 yuan, other non-co-branded cards are exchanged for Starbucks 799 points/cup, and 65,438+million points value is 4 130 yuan, while China Merchants Bank 20 yuan only has 1 points.
7. Shanghai Pudong Development Bank
PUFA's best redemption products are China Southern Airlines Miles, with AE white redemption ratio of 9600: 800, ordinary card of 48000: 800, AE white of 65438+ million points worth 670 yuan, ordinary card 130 yuan.
8. China CITIC Bank
The best exchange product of CITIC Bank is also the mileage of China Southern Airlines. The conversion ratio of platinum card with rigid annual fee is 25: 1, 65438+ million points worth of 320 yuan, and the conversion ratio of platinum card and gold card without annual fee is 50: 1, 160 yuan.
Regarding the integral value of credit cards, I will mainly introduce these eight prime banking companies here, hoping to help you. What is your integral value? Do you understand now?
How many points does BOC have for credit card spending?
China Bank Credit Card Points Calculation Rules:
1, BOC Credit Card, Great Wall Credit Card, Puka, Gold Card and Titanium Card can accumulate "BOC Points 365" bank card consumption points 1 minute for every consumption of RMB (except BOC Credit Card of Air China Zhiyin).
2. For credit cards with platinum level and above in China (excluding Hong Kong, Macao and Taiwan), for every RMB 65,438 spent in 0 yuan, the accumulated "BOC points 365"1points, and for every RMB 65,438 spent in other countries and regions, the accumulated "BOC points 365" 2 points. Among them, Great Wall American Express Private Bank Credit Card spent every 1 yuan in China and other countries and regions, and accumulated 2 points of "BOC points 365".
3. For all credit cards (such as airline co-branded cards) with automatic point redemption function, their bank card consumption points (unless otherwise specified) will be automatically converted into products or services (such as air miles). ) the corresponding cooperative institutions, the redemption ratio shall be subject to the joint card rules; Its marketing points will not be automatically redeemed, but cardholders can voluntarily redeem them through the points redemption channel of China Bank, and the redemption rules shall be subject to the publicity of the points redemption channel.
4. For credit cards in USD currency, the product consumption of ordinary cards, gold cards and titanium cards is 1 USD, with a total of 7 "BOC points 365" bank card consumption points, and the consumption of credit cards with platinum level or above is 1 USD, with a total of 14 "BOC points 365" bank card consumption points.
5. For credit cards in yen currency, the consumption of ordinary cards, gold cards and titanium cards is 14 yen, and the accumulated "BOC points 365" bank card consumption points 1 minute, and the consumption of credit cards above platinum level is 14 yen, and the accumulated "BOC points 365" bank card consumption points are 2 points.
6. For credit cards in euro currency, the product consumption of ordinary cards, gold cards and titanium cards 1 euro accumulates 7 points of "BOC points 365" bank card consumption points, and the consumption of platinum credit cards and above 1 euro accumulates 14 points of "BOC points 365" bank card consumption points.
7. GBP credit card, product consumption of ordinary card, gold card and titanium card 1, accumulated "BOC points 365" bank card consumption points 1, credit card consumption above platinum level1,accumulated "BOC points 365" bank card consumption points 20.
8. Australian dollar credit card, ordinary card, gold card and titanium card product consumption 1, accumulated 5 points of "BOC 365" bank card consumption points, credit card consumption above platinum level 1, accumulated 10 points of "BOC 365" bank card consumption points.
9. For credit cards in Hong Kong dollars, ordinary cards, gold cards and titanium cards cost 1 Hong Kong dollars, and accumulated "BOC points 365" bank card consumption points 1 Hong Kong dollars, and platinum-level or above credit cards cost 2 Hong Kong dollars.
10. If you spend $3 with the Great Wall Enterprise Business Card, you will accumulate "BOC points 365" bank card consumption points 1 minute.
1 1. Credit limit for consumer transactions during the billing period: credit with a credit line of more than 5,000 yuan will be capped at 300% of the credit line, that is, domestic consumer transactions that have accumulated more than 300% of the credit line during the billing period will not accumulate "BOC Points 365" credit card consumption points; For cards with a limit of less than or equal to 5,000 yuan or zero, during the billing period, the accumulated "BOC points 365" credit card consumption points reached 1.5 million.
12. If the goods or services purchased by credit card are returned for any reason, or the money is returned due to signing disputes or other reasons, Bank of China will deduct the accumulated "BOC Points 365" bank card consumption points at that time.
Tips: The specific points accumulation rules of each credit card shall be subject to the publicity of product rights and interests; If the credit card spending is less than 1 yuan, the "BOC points 365" bank card spending points will not be accumulated.
The above contents are for your reference. Please refer to the actual business regulations.
How to score points for CCB credit card? How much money you spend adds up to one point.
CCB credit cards generate points through consumption. Take Longka Credit Card as an example, the consumption is 1 yuan product is 1 points.
You can refer to the announcement of China Construction Bank on adjusting the accumulative rules of consumption points of Longka credit cards in supermarkets. During the period from 20 18 1 10/to 20 1 9, March 3 1, Longka credit card holders were in the supermarket [merchant category code (MCC): 5465438.
Points are only included in the comprehensive points account of the host card holder, and the points are rounded off. The comprehensive points obtained cannot be exchanged with special points such as airline co-branded cards, car cards, Tencent e-Dragon cards and family cards.
Extended data:
Cardholders spend RMB 1 yuan 1 points, USD 1 yuan 7 points, and European Travel Card 1 euro 9 points. Successfully handled the installment payment business of CCB credit card merchants and mail order installment payment business, and obtained equal points of total installment principal at one time. Successfully handle the consumption installment business, without changing the original transaction points, and the points will not be calculated. Car purchase and housing installment business will no longer accumulate points.
Cardholders can use CCB credit cards to swipe their cards in hotels, restaurants, entertainment, department stores and other retail stores, and purchase goods by mail order and installment payment through CCB credit card center.