You can apply, the two are not closely related.

To apply for a Taobao loan, first of all, you must be a Taobao seller. Sellers can be mainly divided into five types: Taobao credit loans, Tmall credit loans, Juhuasuan loans, Taobao order loans, and Tmall order loans.

1. If you are a seller, click "Seller Center" and click "Taobao Loan". Or after logging in to the Seller Center, click "Loan Amount" below to successfully enter the Taobao loan page.

2. There are two ways, one is order loan and the other is credit loan. Choose according to your situation. What Digital Jun clicks on here is "Credit Loan".

3. You can see all loan methods and interest details on the left. Each method has its own conditions, which must be met before you can apply for a loan.

4. If you don’t understand the loan method you need, you can click “Quick Recommendation”, enter the requirements, and query the results.

5. Digital King does not meet other conditions and can only apply for the "borrow and repay anytime" method, and can only borrow 1,000 yuan. This amount can be increased by providing store operating conditions and credibility.

6. When we apply for a 1,000 yuan loan, we need to upgrade and complete the Alipay authentication information. The method is to open Alipay, log in to the Alipay account, and click "Account Settings" - Upgrade.

7. Re-upload the ID card photo, fill in the information on the ID card, and then submit. Alipay will notify you of the review results in 2 days, just wait patiently. After passing, follow the previous 5 steps to apply.

6. The figure below shows the interest calculation methods of various loan methods. For example, if Digital Jun chooses the "borrow and repay anytime" method to borrow 1,000 yuan for 30 days, then the required interest is "1000 (loan amount) * 0.0006 (Interest rate) * 30 (number of days) = 18 yuan (interest payable)"