What to do if your credit card is stolen?

When a cardholder encounters a stolen credit card, don’t panic. Follow these four steps to save yourself.

1. Report the loss to the bank

Once the cardholder discovers that the credit card has been stolen through the bill/text message, in order to avoid the continuation of the fraud, the cardholder should call the bank immediately to conduct credit card fraud. Funds are frozen, which can effectively reduce subsequent losses.

2. Obtain evidence by yourself

After the bank card is reported as lost, the cardholder needs to prove that the credit card has been stolen. The cardholder should immediately go to a nearby bank branch, ATM machine or support card swipe. And swipe the card once in a monitored store. In this way, evidence can be obtained through the credit card swiping background to prove that the credit card is in your hand at this point in time. This evidence will be very useful in future sessions. (Especially during the case filing process)

3. Complaint link

After completing the first two steps, you continue to contact the bank and complain to the bank: My card has been stolen , which purchases are not my purchases, I have evidence to prove that they are stuck in my hands at this time, and I apply to cancel these purchases. The bank will send the case to the bank's anti-fraud department as appropriate and respond within three days.

4. Then call the police

Regardless of the amount of stolen money, you should go to the nearest police station or public security bureau to call the police. If there are results after the case is filed, the loss can be reduced and the amount can be reduced. Can understand the reason why it was stolen. When reporting a crime, you can provide information for self-collection of evidence. After the case is filed, the police will issue a notice of filing the case. You can provide this notice to the bank to increase the success rate of your appeal. However, if the amount stolen is relatively low, the chances of a case being filed if the amount stolen is less than 5,000 yuan may not be high at present.

What should I do if my credit card is stolen?

Your credit card may have been stolen:

1. First, swipe the card to make a purchase nearby to prove that the card is on you and that the consumption was stolen. People generally will not be in the same place or city as you;

2. Then contact the customer service of the credit card center to stop the card, and then call the police;

3. If the credit card is stolen , there are several possibilities:

A. When you swipe your card for consumption in a restaurant, restaurant or entertainment venue, you hand the card to the service staff to swipe it on your behalf. The card leaves your sight, and his accomplice peeks at you. If the password you entered is not found, your card may be copied and stolen;

B. When shopping online, you have visited a phishing website, or the CVV2 code of your credit card has been leaked online or over the phone. and other identifying information, your credit card may be compromised when making purchases online or over the phone.

4. Nowadays, many websites only need the CVV2 code (that is, the last three digits of the signature field on the back of the credit card) to swipe the card for consumption, so be sure to protect it;

5. If you consume If the slip is not signed by you, you have the right to refuse to pay the fee;

6. If you have a dispute with the bank, you can complain to the Banking Regulatory Bureau.

What should you do if your credit card is stolen?

Credit card theft is nothing new. Many people think that as long as the credit card is not lost, it will not be stolen. But more often than not, , the card has not left me, but the money has disappeared. So what should you do if your credit card is stolen?

Step one: Report the loss immediately

When you find that your credit card has been stolen, in order to avoid possible subsequent theft, you should contact the card issuer immediately and freeze the credit card through reporting the loss. . In this step, if you receive a text message on your mobile phone that is not for your own consumption, you must remain calm and confirm with the card issuing bank to avoid falling into the trap of text message fraud.

Step 2: Call the police

No matter how much money has been stolen, calling the police is essential. After the case is filed, the police will issue a receipt to help prove that subsequent card swiping behavior is fraudulent.

Step 3: Obtain evidence

Provide evidence that the credit card was operated by someone other than yourself.

It is recommended to go to a nearby bank branch or ATM machine immediately to make inquiries or withdraw cash. You can also swipe your card at a nearby store to prove that the card that was stolen at this time was not operated by you. Step 4: Appeal

and make normal repayments until the problem is resolved. After completing the previous steps, the cardholder can contact the card-issuing bank to apply to cancel the fraudulent consumption, and the bank will respond within the relevant working days. However, in order to avoid affecting the credit record, it is recommended to repay normally before liability is determined, including the amount that was stolen.

I suggest that you develop good card-using habits. Pay attention to blocking when entering passwords, lower the credit card limit, and separate credit cards and ID cards. These are all measures that have been proven effective in practice. . If you activate the SMS reminder service, if there is any abnormality, you can contact the card issuing bank in time to report the loss and other related operations to avoid losses to the greatest extent.

My credit card has been stolen and the repayment date has come, what should I do?

At that time, you should call the customer service number and then 110. The sooner the better, otherwise you will have to pay the bill after the time limit. of. If not, I sympathize with you. Be careful next time. If you don’t understand, please ask. If it helps you, please accept it. Thank you

What should I do if my credit card is stolen?

Under normal circumstances, if a depositor finds that his bank If your card is stolen, you can take six steps as soon as possible:

1. Keep evidence that the bank card is still with you (this step is not required for online fraud)

The simplest way Go to a nearby bank branch or ATM machine to make deposits, withdrawals, inquiries and other transactions, and store the receipts.

2. Call the bank customer service to report the loss and stop the loss

In the case of counterfeit cards being used in other places, report the loss of the bank card first, and then take the card to the bank as soon as possible to print the relevant vouchers.

3. Ask the bank about the method, time, location, and account information of the other party in the transaction, and write down the customer service staff number if necessary; for cross-bank transactions, you can obtain the voucher from China UnionPay.

4. Take your bank card, relevant documents and personal ID to the police station to register, and then go to the criminal investigation department to file a case. If you need to go to the place where the crime occurred to report the crime, you need to keep the transportation voucher to the place where the crime occurred.

5. Take the receipt of filing and negotiate with the bank or third-party payment platform.

6. If the problem is still unresolved, consult a lawyer to file a lawsuit.

At the same time, according to industry insiders, in order to reduce the risk of bank card theft, cardholders must properly keep their personal information and bank card information.

What to do if your credit card is stolen

It’s not impossible to recover it. Our country’s laws are relatively sound.

Two situations:

First of all, if your credit card consumption is based on a signature, you can directly negotiate with the bank and check the handwriting to confirm that your stolen consumption is not yours. As a result, the final result of this treatment is that the general merchant will pay for you. If you use your password to make purchases, it will be more cumbersome to negotiate with the bank, because if you use your password to make purchases, the bank will think that you approve each purchase.

If the second situation occurs: then the only thing you can do is to call the police, because whether your money is consumed or withdrawn, there will always be a port that causes the funds to flow out. The police and the bank will cooperate and soon I'll solve the case for you. All you have to do is check your bill to determine which purchases were not yours or your family's.

In your case, I suggest you call the police immediately and ask the public security system to cooperate with the bank to check the consumer terminal. Even if it is an online transaction, there is still a basis for the final whereabouts of the money

Or you can directly Ask the credit card center how to handle similar problems~!

What should I do if my CCB credit card is stolen?

To stay calm when encountering this situation, you need to do the following things

1. Look at the content of the text message. It is really the information sent by the bank. First of all, you should have the last digit of your credit card number. Is it OK? Correct the credit card number, time and amount in your hand and other information. Without these, it is definitely not issued by the bank.

2. Remember not to call back according to the phone number that sent the information. Instead, call the bank number: ICBC 95588

CCB 95533, Agricultural Bank of China 95599. Follow these numbers to inquire.

3. Whether your card is in your hand

4. Check with the bank that it is indeed your card. The most important thing is to contact the bank to verbally report the loss to avoid greater losses

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5. Report the crime to the police.

What to do if you find that your credit card has been stolen

Call the police,

Only the police can help you,

Remember to collect strong evidence in time oh.

What should I do if my credit card is stolen?

After receiving the stolen SMS message, immediately go to a nearby store to use your card to make a transaction of any amount, and keep the receipt to prove your credit card at that time. location, the second thing you should do is call the card center where the card was stolen and swipe it, freeze the balance in the card to prevent a second theft, explain the situation to the bank staff, and then call the police and go to the nearby police station to make a record. Reservation of ways to recover the stolen amount in the future

Hand type, hope to adopt it

What to do if Bank of Communications credit card is stolen

1) The first time Contact the bank to report the loss to avoid further losses and transfer the responsibility after the loss is reported to the bank.

2) Call the police immediately, obtain evidence of alibi and the "Report Record Sheet", and prepare evidence for ***.

3) Contact a lawyer immediately to minimize possible risks. Don't worry that contacting a lawyer will take too much time. For a simple case, a lawyer can generally clarify the ins and outs within 5 minutes and give corresponding opinions.

4) Repay the loan according to the agreed time.

At present, courts in various places have very different judgments on who should bear the responsibility after a credit card is stolen. In the same situation, some judgments will be borne entirely by the merchant who swiped the card, and some judgments will be borne by the cardholder. All judgments are borne. Some judgments are 50 or 30 borne by the credit card holder, and others are borne by the card merchants and banks.