Conditions for applying for a credit card:
1. At least 18 years old, with full capacity for civil conduct;
2. Have a good credit record;
3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.
Credit card application materials:
1. Identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.
Credit card application method:
1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate and submit it to the bank for review by the bank's background audit department.
2. Online banking application: the applicant opens online banking with a personal savings card account, enters the required bank official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
How long can the credit card of Guangfa Bank be reissued after cancellation? If you have no bad credit record, you can apply at any time.
It is ok to apply for other lines, and it will be easier to pass.
How long can I use the credit card of Guangfa Bank after it is opened? The credit card of Guangfa Bank can be used immediately after it is opened.
Credit card account opening and password setting method of Guangfa Bank.
I. Non-telephone and online card customers
1. One of the credit card opening methods of China Guangfa Bank-SMS quick card opening.
Please use your mobile phone number registered with Guangfa Bank, edit the short message "KTK+ last four digits of card number+last four digits of ID number+last three digits of signature column on the back of the card" and send it to 95508 (please note that "+"is not needed, for example: KTK11222338).
2. One of the credit card opening methods of Guangfa Bank-the opening of telephone cards.
Dial 95508 with your home phone or mobile phone, select the language, select "2" (card and password service), then select "1" (credit card service), and then enter relevant information according to the voice prompts to open the card.
Note: It is recommended to use your home phone or mobile phone reserved in Guangfa Bank to make a call, so as to set the withdrawal password synchronously.
3. One of the credit card opening methods of Guangfa Bank-online banking card opening.
Log in to the credit card center page of Guangfa Bank, click "Card Activation" at the top left, and enter relevant information according to the prompts. The mobile phone reserved when handling the card receives the SMS verification code, and after entering the SMS verification code, your card can be opened.
How much can Guangfa Bank charge for a new credit card? How much a credit card can charge at a time depends on your credit limit. Suppose your credit line is 10000, you can charge 10000 (when the bill was paid off before). You can inquire about the quota through bank phone or online banking. If you have paid in installments before or the remaining bill has not been paid, this 1 0,000 yuan will be deducted from your unpaid bill, and the remaining amount is the amount you can swipe your card. If it is urgent, you can also apply for an increase in temporary or fixed quota. The temporary quota is for emergency use and has a certain period, usually 30 to 90 days. After it expires, it can't be used any more. At the same time, the repayment of the temporary limit must be paid off in one lump sum, and cannot be repaid in installments. The increase of fixed credit line is equivalent to the increase of permanent credit line, which has no service life and can also be used for installment payment. If you need to increase the quota, call the banking service hotline directly to apply. If you use a credit card to withdraw cash, you can only withdraw 50% of your credit limit at most, and the limit of 1000 yuan can only withdraw 5000 yuan in cash at most.
How long does it take about one month for Guangfa Bank to issue a credit card?
1. Application conditions:
1, age 18 to 60 years old, with full capacity for civil conduct;
2. Have a good credit record;
3. Have working income and repayment ability.
Second, the application materials:
1, identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.
Third, the credit card application method:
1, Counter application:
Bring a credit certificate to the counter to apply:
Require the applicant to submit a relatively complete asset certification document, and submit the materials to the bank for review by the bank's background audit department;
After approval, fill in relevant materials and identity information;
Issue credit cards.
2. Online banking applications:
The applicant opens an online bank with a personal savings card account and enters the bank official website;
Enter the card number, login password and verification code to enter the online banking page;
Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;
After approval, credit cards will be issued.
3. Counter processing flow:
Go to the bank outlet that handles credit cards, or find the staff of the credit card center of the local bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;
Submit copies of certain certificates and vouchers to the issuing bank;
After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;
A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have his signature;
The credit card processing process is basically completed, waiting for the issuance of credit cards.
How long does it take to open the credit card of Guangfa Bank? If it is the first time to apply online, you have to go to the bank to activate the card, and then it will be activated within six to ten working days, usually four or five days.
How long can I withdraw my credit card from Guangfa Bank? half a year
CCB's credit card has been rejected. How long can I reapply? If your application is unsuccessful, you can reapply immediately. CCB has no time limit for you to reapply for a credit card. However, if the information provided in your second application is exactly the same as that in your first application, then you can definitely not apply. Unless your personal income changes, or you can provide financial proof that you didn't provide when you applied before, such as real estate, automobile products or time deposits of CCB, you can apply successfully. Otherwise, it's just as futile for you to continue applying!
How long can the credit card limit of Guangfa Bank be adjusted, depending on whether you use it diligently? It usually takes about three months to raise it. I hope you can download and apply for the online credit card of China Bank with your mobile phone. There are credit cards from various banks to apply for. I hope I can help you.
Generally speaking, you can withdraw money from online banking in the second half of the year, and in a few cases, you can withdraw money in three months, not three months as mentioned on the first floor.