It is normal for credit cards to be audited, because credit card applications need to go through a certain process. The credit card is already under approval, which means the credit card is still under approval. Generally, the time from the submission of materials to the issuance of cards is one month, and the audit of different banks is different according to their qualifications. If it is still under approval for a long time, you can call the credit card center for details.

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Generally speaking, the credit card processing flow is as follows:

After the applicant submits the application materials, it takes 8 working days for the credit card to enter the audit, and the relevant process is as follows:

1. As long as the application materials are complete and the audit department receives your application materials, it usually takes 8 working days to complete the audit;

2. After the approval, handle the card for the customer within 2 working days;

3. Send it to the customer by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days.

So the whole process will take about 20 to 40 days, so you need to wait patiently. There may be a phone call from the bank later. Please answer his question patiently. If there is no accident, the card can be issued after approval. I wish you an early credit card.

In the audit, it shows that the bank is now checking your information online. If there is no bad credit record and you have enough repayment ability, then there is no problem. You just have to wait patiently for the bank to approve the card.

The first online application takes about 10 working days. If the cardholder or agent has a verification screen, it will be reduced to about 5 days, and then go to the outlet to sign it in person. If you apply in mobile banking, the approval time is about 1-2 weeks. If you apply at an outlet, it usually takes about 20 days to get approval. If the approval is displayed all the time, you can also call the customer service staff.

Card Issuing: After the applicant successfully applies for a credit card, the card issuing bank will open a separate credit card account for the cardholder at the card issuing bank for shopping, consumption and settlement after cash withdrawal.

Card opening: Since the card is mailed after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.

After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.