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What should I do if my credit card limit changes to 10 yuan?

The credit limit is not fixed. If it is reduced, you will definitely want to restore it, so you have to find the right method. Just like a netizen recently asked, how can I restore my credit card limit to 10 yuan? Now, let’s talk about a few ways to restore your limits.

Although it is common for credit cards to be reduced, it is still relatively rare for the credit limit to be reduced to 10 yuan at a time. Most of them are caused by serious breaches of contract, such as frequent large-value transactions. It is not that easy to restore the credit card limit. Easy, it is best to call the bank and ask customer service what is the cause.

If the customer service staff says that the credit card is not used for daily consumption, they can provide real consumption vouchers for suspicious transactions. If they cannot provide it, forget it. Then I deposited several thousand dollars into my credit card and made 15 to 20 transactions every month. Occasionally large amounts, small amounts, and multiple transactions were made normally, which proved that I had a certain financial foundation and strong spending power.

In addition, you can also apply for a bank card at a credit card issuing bank, make a fixed deposit on the card within 6 months, or purchase bank financial products, funds, etc., and improve the bank's star rating by matching the amount.

Continue to do this for at least 6 months. If the bank's observation period has passed, and if the credit card page shows a limit increase entrance, you can click to apply to the bank for a limit increase. There will be opportunities for withdrawals while a comprehensive review of the system is conducted, but there is no guarantee that withdrawals will return to previous levels.

If there is no entrance to increase the limit, you can try to increase the limit on a curve, that is, apply to the bank for another type of credit card with a higher level than the existing credit card to see if it can be approved. If the card can be successfully approved, the limit will definitely not be 10 yuan, but basically more than 1,000 yuan, maybe even higher than the previous limit.