Card dealers don't know if you have encountered such a problem when using credit cards:
1) One or more credit card bills are found to be inconsistent;
2) I found that some interest was unclear, and I suspected that I had overcharged interest;
3) I can't remember some expenses. Where did you spend all this money?
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Generally speaking, the credit card bill is unclear and the statement is questioned, which is generally believed by the card merchant tribe to be caused by the following reasons.
The card merchant tribe thinks that we need to know that under normal circumstances, the probability of making mistakes in credit card bills is very small.
Several situations that are easy to occur are as follows:
1. I paid the bill, but I was missing dozens of dollars. In this case, I will be sued. Just remember to pay off next time.
2. Overlimit charges, such as Guangfa Bank, are enabled by default. If you charge an overrun fee, you have to charge an overrun fee, which requires you to know the credit card you use.
3. Because there are many code hopping POS machines in the market, the credit card bill will not show the real consumer merchants. For example, eating a meal, showing supermarket shopping and buying electrical appliances can all happen.
If you encounter these problems, card friends should not complain about arbitrary charges, because it is useless. What we need to do is to find out our unclear consumption and charges and call the bank customer service immediately. Go to the bank to check.
First of all, we need to know where these unclear consumption comes from. Because only when you figure it out can you fight for something else. Keep asking until you know.
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The card merchant tribe suggested that calling the bank's customer service number is actually the best way to learn and understand the basic functions of credit cards. Such as interest-free period, accounting date, repayment date and loan. Interest calculation method and so on.
We know about the charges, and we can negotiate with the bank to see if we can get them back. For example, the above-mentioned credit card overrun fee, missed dozens of dollars, we can get it back.
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The same is true of merchant tribes, all of which were won back from banks. Of course, their attitude must be sincere. If it is an over-limit fee, I can say I don't know. For example, I don't know if you have a short message. If there is a charge, why do you charge me? Isn't this cheating users? Wait, you'll usually get it back.
Card dealers believe that there are many skills in both credit card financing and dealing with banks. Fans of Kasang tribe will also share with you.
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