The annual interest rate of Alipay Zhaolian Good Term Loan is 17.8%, and 17.8% is equivalent to 9.75 fold of the annual interest rate of credit cards, but compared with bank loans, the interest rate of Zhaolian Good Term Loan is several times higher. The loanable amount of Alipay Zhaolian Good Term Loan is 2 to 1 yuan, and the term is divided into 3, 6 and 12 months. You can repay in advance at any time, or you can repay in installments. If there is no handling fee for prepayment, the repayment style is equal principal and interest. The repayment date of AliPay Zhaolian good-term loan is the billing date
The daily interest rate of Zhaolian good-term loan is .45%, and the interest is the loan principal x the loan days x.45%.
The minimum loan amount of Zhaolian Good Term Loan is not less than that of 5 yuan, and monthly installments of 3, 6, 12, 18 and 24 are supported; Repayment with equal principal and interest; No platform service fee is charged;
Zhaolian Good Term Loan is an online loan business jointly launched by Alipay Tongzhaolian Company. The application requirement is that the sesame score is 7 or above, and we know that the previous application requirement is that the sesame score is only 6 or above. By the same token, according to the different sesame credit scores, the loan amount that users can apply for ranges from 2-1 yuan.
If your Alipay sesame score is 7 or above, the loan rating that users can apply for ranges from 2, to 1,, which is mainly based on the sesame credit score. You can check it with your mobile phone Alipay.
Extended information:
What company is Zhaolian Good Term Loan?
Zhaolian Good Term Loan is a product of Zhaolian Consumer Finance Co., Ltd., which is an Internet consumer finance enterprise jointly established by China Merchants Bank and China Unicom, and is a consumer finance licensee of China Banking Regulatory Commission.
it provides cash lending and installment consumption services. Business scope includes: issuing personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance; Acting as an agent to sell insurance related to consumer loans.
in addition to good loans, the products under its name mainly include change and credit payment.
However, compared with small change and credit payment, good-term loan is a well-known product of Zhaolian Consumer Finance Co., Ltd..
At present, good-term loans can provide borrowers with loan lines ranging from 5 yuan to 2, yuan, and the loans obtained by lenders can be used for decoration, study abroad, travel, online shopping and other places.