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How to use China Merchants Bank’s all-in-one card to pay off a credit card?

There are many ways, it depends on which one you find more convenient

1. You can associate the card in your name with the credit card in real name, and the money will be deducted by yourself on the billing day. The disadvantage is that if If there is not enough amount on the card to be deducted on the same day, the system will generate an unsuccessful deduction, which will result in arrears and late payment fees.

2 You can apply for the professional version of online banking with all-in-one cards and credit cards under your own name. When the billing date is approaching, you can first check the credit card statement and make sure it is correct before proceeding with the all-in-one card online repayment business. It is recommended to do this. Kind of, because this is what I use. It is also possible to make inter-bank repayments, but it cannot arrive in time, and you may need to repay a few days in advance

3 Self-service bank repayment, this is more convenient, but only You can deposit whole numbers, but you can only handle odd numbers at the counter. But if there are many people and you need to queue up, you can ask someone else to do it for you. You only need to provide your card number and name and the repayment amount. However, if it exceeds 10,000, you will have to wait in line. The ID card of the repayer needs to be provided for the loan. If the amount exceeds 50,000, the ID card of 2 people needs to be provided. This is more troublesome. There is no restriction on online banking, so I recommend using online banking.

4 The last one is In the UnionPay online system, you can use debit cards from different banks to pay off credit cards from different banks. However, the arrival time will be different depending on each bank. You need to pay attention to early repayment. Just look it up on Baidu and you’ll find it.