Ping an reserve fund cannot be withdrawn, so don't try to cash it out, otherwise it is likely to be controlled by bank risks.

The essence of the special reserve fund for Ping An consumption is a phased credit card loan, which can be used for personal or family consumption. For example, if you have a large consumption expenditure, you can apply for a reserve fund, which will be automatically divided into stages after the application is successful, and then you can use your credit card to spend on the POS machine.