Some people have seen small advertisements on "credit card limit increase loopholes" in Moments and post bars. It is said that you can use the credit card loophole to increase the limit. Thinking that your credit card will not increase the limit for ten thousand years, it is inevitable that you will be a little excited, but some people still have the upper hand. , if you want to know whether this kind of small advertisement is credible, let’s analyze it together. Usually these small advertisements for credit increase posted online are scams by some unscrupulous intermediaries, with the purpose of defrauding money, credit card information, cardholder information, etc. This is not alarmist, but a real possibility. Let’s look at the results in order from least to most severe:

1. To collect handling fees, you usually have to pay handling fees ranging from hundreds to thousands of yuan. Once the money is received, all these intermediaries will be heard from. .

2. Credit card fraud will ask you to provide credit card information, such as card number, security code, validity period, mobile phone verification code, etc. Once you inform the mobile phone verification code, it may be collected in less than a minute. When I receive a text message for credit card consumption, I don’t even have to think that it must have been stolen.

3. When applying for credit cards and loans under false pretense, some will use the "credit card limit increase loophole" as an excuse to increase the limit, asking cardholders to provide detailed personal identity information, and then use this information to apply for credit cards under false pretense. If you commit fraud or apply for a loan, because the identity of the cardholder is used, the cardholder will be responsible for any losses incurred. In addition, many criminals use cardholder identity information to apply for bank cards and conduct illegal transactions such as smuggling and money laundering. Cardholders may face jail time. To sum up, there is no loophole in credit card limit increase. Don’t believe it. If you want to increase your limit, the correct way is to use your credit card to make purchases, master certain card swiping skills, and provide sufficient financial proof to the bank if possible. , as long as you meet the limit increase standard, the bank will naturally increase your limit.