Additional credit card refers to binding multiple credit cards under one credit card account. This makes it easier for cardholders to manage the bills and repayments of multiple cards, while also enjoying the preferential activities and cash back benefits of different credit cards. Adding a credit card can help improve the efficiency of credit card use and save cardholders’ time and energy.

Generally speaking, two conditions need to be met to add a credit card: First, the cardholder needs to already have a credit card account. Secondly, the cardholder needs to add or apply for another credit card in the credit card account. Some credit card issuing banks provide online application for adding a credit card. Cardholders only need to log in to online banking or mobile applications, fill in the relevant application information and submit. Once approved, the cardholder can manage multiple credit cards.

When adding a credit card, cardholders need to pay attention to the following points. First of all, the repayment dates of each credit card should be far apart to avoid failure to repay in time; secondly, pay attention to the credit limit and usage of each credit card account to avoid exceeding the credit limit or being unable to pay due to large purchases. Repay in time; finally, the points and preferential policies of each credit card account are different. Cardholders need to make reasonable choices based on their own consumption situations and use points and cash back in a timely manner.