When approving, banks will not only refer to the landlord's deposits, but also consider the landlord's work, income, social security, provident fund, individual taxes, personal assets (real estate, automobile production, etc.). ), credit (whether overdue, whether holding multiple bank credit cards at the same time, debt ratio, etc. ), education and other aspects to approve the quota, so no matter which channel is used, there is no way to know in advance before the approval results come out.