: the difference between a branch and a sub-branch:
1, different jurisdictions:
A branch is the highest management institution of a bank in a certain area, and its business scope is wider than that of a branch, and it is the direct superior organ of a branch. Sub-branches are grass-roots units, and there are bank branches or branch offices under the general branch.
2. Different reporting objectives:
Branches are secondary institutions in the banking system and need to report their work to the head office. Most cities have only one branch. Bank branches belong to the third-level institutions in the banking system and mainly report to branches. Generally, a city has many branches.
3. Different strategic positioning
To a certain extent, the branch is a strategy maker and a rule maker, which undertakes the responsibilities of strategic management, operation monitoring and business operation, and is fully responsible for the operation and management activities of the region. Branches are executors, market units and landing units of specific business activities.
4, the scale is different.
Within a bank, apart from the differences in name and authorization, there must be great differences in asset scale between branches and sub-branches. Branches generally have their own characteristics and have certain autonomy in risk preference, market strategy, product mix and product pricing. Banks generally encourage the characteristic development of branches on the basis of complete business functions and complete product categories. Sub-branches basically have no such treatment.
5. Different management levels
The core of branch construction is that secondary institutions undertake the functions entrusted by the head office, which are obviously superior to the branch management team in management level, strategic thinking, management vision, decision-making ability, reform and development. Under the enterprise management rules of matching responsibilities and rights, the difference between branches and sub-branches mainly lies in autonomy, while the division of responsibilities and rights lies in the emphasis on management or operation.