Black Gold Credit Card Application Conditions
1. Industrial and Commercial Bank of China American Express Centurion Black Gold Card
Must be a member of the Hurun Wealth Ranking or the Hong Kong Jockey Club of China Members must have at least an annual consumption of more than 2 million yuan (this does not include large purchases of cars or houses). Moreover, this card cannot be applied for on its own initiative. A letter of introduction must be written by the branch president or above before it can be approved. It is very private and cannot be owned by "having enough money". In order to ensure the quality of customers and services, Banks generally do not actively promote black cards, so they appear particularly mysterious. The application qualifications for the Black Gold Card are very high, it is the highest level credit card, and the annual fee is 18,000 yuan/year.
2. China Merchants Bank American Express Centurion Black Gold Card
The China Merchants Bank Centurion Black Gold Card is only issued by invitation, mainly for private banking customers. After review, a small number of The customer becomes a user of the black gold card. You can first become a CMB Platinum Credit Card owner, bring your original identity certificate, work certificate and financial certificate documents and go to any CMB business outlet in person to apply. If you are a CMB Golden Sunflower customer, you need to submit Golden Sunflower statements for the past three months or provide proof of daily deposits. You can also contact the corresponding account manager, who will issue an introduction certificate.
The Centurion Black Gold Card is invited to people who travel frequently and have a very high level of consumption in travel-related categories, luxury goods and dining, and who pursue unique and exclusive experiences. and reverence for identity, value-added services and ultimate personalization. Domestic black card holders generally have the following labels: male, CEO, president or chairman of a well-known company, 35 to 60 years old, own multiple cars, multiple luxury homes, and enjoy private yachts and airplanes.
What are the requirements for applying for an ICBC black gold credit card?
The Black Gold Card can only be approved by invitation from ICBC, and it is for very few high-end users. The application qualifications for this card are very high and belong to the highest level of credit cards.
Application conditions:
1. Hold an ICBC credit card and be a long-term customer;
2. Contribution level Six stars or higher;
3 It is best to have a sponsor;
4 The minimum bank deposit is several million, preferably tens of millions, and the average daily deposit is stipulated;
5 If you deposit too much but spend too little, the approval will not be successful, so the annual credit card usage should be kept at about 1/3 of the deposit.
Application materials:
1 ID card, copy of ID card;
2 Educational certificate (diploma from college or above);
< p>3 Current business records for the past six months (some banks can check directly by themselves);4 Employment certificate or unit verification phone number.
Black gold card application process:
1 Applicants can directly go to the ICBC counter to apply for a black gold card;
2 ICBC staff will review and review Call the phone number in the application materials for a follow-up visit to verify whether the application materials are true. Misunderstandings in the information will directly lead to application failure;
3 After the applicant passes the credit card review, he will receive a text message notification from ICBC and wait for the card to be mailed. Yes;
4 After receiving the card, apply for activation. You can activate according to the activation method in the envelope. Generally, there are manual activation by phone, SMS activation, counter activation, etc. You can decide according to your own convenience;
5 After activation, you can use the credit card normally. Please pay attention to the monthly repayment date and repayment amount of the credit card.
ICBC credit card is the credit card with the highest circulation in China. Currently, the main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit card, it is divided into: Peony Wei. It includes business card, Peony MasterCard and Peony Express card; according to the credit level, it is divided into: platinum card, gold card and ordinary card; according to the issuing object, it is divided into business card and personal card, among which personal card is divided into main card and supplementary card.
How to apply for a black credit card?
As of April 2019, among domestic banks, only ICBC and China Merchants Bank have the qualifications to issue American Express black cards. The full name of ICBC's black card is "ICBC American Express Centurion Black Gold Card", and that of China Merchants Bank is called "China Merchants Bank Express Centurion Black Gold Card".
Credit cards are divided into levels, and the top credit card is the black card. The top credit card among black cards is the American Express Centurion Black Card. It is a black gold-level card launched by American Express Bank. It is also called a black card because the main color of the card is black.
And the real black card can have unlimited overdraft without limit, but this is only available abroad.
Due to domestic policies, foreign card organizations are prohibited from independently issuing charge cards in China. So American Express authorized domestic banks to issue credit cards instead. Therefore, domestic black cards have limit limits, and the general credit limit is around 2 million to 10 million yuan.
Banks have extremely strict requirements for issuing black cards. For example, ICBC black card holders must be members of the Hurun Wealth Ranking or members of the Hong Kong Jockey Club. The annual consumption of cardholders must be more than 2 million yuan, and this does not include large purchases such as cars and houses.
Even if you meet the above conditions, you may not be able to hold a black card. Because you cannot actively apply for a black card, you must have a recommendation letter written by the branch president or above to be approved, which is very private.
What are the conditions for applying for CITIC Black Gold Credit Card? How to apply?
As a top credit card, black gold credit cards have always been highly sought after by people. For example, some time ago, China CITIC Bank launched a black gold credit card, which is the luxurycard black gold version platinum card. Many people are interested in the card. Went to apply. So, what are the conditions for applying for CITIC Black Gold Credit Card? How to apply? Let’s answer it for you today.
What are the conditions for applying for CITIC Black Gold Credit Card?
1. Applicant
Applicants need to be over 18 years old, between 18 and 65 years old, have Chinese nationality, and have full capacity for civil conduct.
2. Work Income
Applicants must have a legal and stable job. It is said that the applicant’s position is preferably above the manager level, and there are certain requirements for the applicant’s income.
3. Assets and financial resources
As a top-notch high-end credit card, the applicant’s asset and financial resources are also very strict. The applicant’s fixed assets must be more than 500,000 yuan. It is necessary to provide sufficient proof of assets and financial resources, such as large deposit certificates, real estate certificates, car driving licenses, etc.
4. Credit situation
Applicants must have good personal credit and no bad credit record.
How to apply for CITIC Black Gold Credit Card?
1. You can bring the relevant supporting documents required for application to a nearby bank branch to find staff to apply. Fill out the application form and go to the counter to apply for the card.
2. You can log in to the official website of China CITIC Bank, enter the "Credit Card" interface, select "High-end Platinum Card" to find this black gold credit card, and click to apply.
The above is the answer to "What are the conditions for applying for CITIC Black Gold Credit Card? How to apply?" As a top-tier card, CITIC Bank Black Gold Credit Card naturally has very strict requirements for applicants, so its application threshold is very high.
That’s it for the introduction of how to apply for a black gold credit card.